First-time buyers - Oportfolio

First-time buyers

If there’s just one thing we know from the many hundreds of people we’ve helped to buy their dream homes over the last ten years, it’s that a mortgage application can be a bit daunting even for seasoned veterans of the process.

And that’s particularly true when it comes to your very first mortgage. Many first-time buyers can be overwhelmed by the amount of information that’s now required and struggling through an online form without any help can be challenging, to say the least.

Here at Oportfolio, we take extra special care of our first-time buyers, helping them to gather everything they need, which means they can hand over everything to us for the application knowing there won’t be any last-minute requests for information they didn’t know they’d need.

Whether you’re applying for your first mortgage or your tenth (or more), we’ll ask you to take some time to complete some initial forms that will help us to process your application efficiently on your behalf.

The beauty of that is when it comes to the time that you’re looking for an insurance policy, health or income protection or even your next mortgage, we’ll already have a lot of the information needed, saving you time and worry.

Once we have that, we’ll be able to sit down with you and look at what you want to buy and what you’re likely to be able to afford. That way, and even though we can’t ever guarantee an application will be accepted, you’ll at least have a good idea of where you stand.

Even though new affordability rules have made the lending criteria more stringent, we still think that buying your very first home should be an exciting adventure rather than a tedious chore, and so we’ll do everything we can to take care of the financial nitty gritty for you

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If you’d like to talk to us about the services we offer and how we can help you to achieve your goals.

Our Business

Mortgages

Whether you’re buying for the first time, moving or remortgaging, we’ll find the mortgage product that best suits your needs.

Personal Protection

What personal and health risks should you insure against? We'll help you decide.

Property Protection

How much cover do you need for your property, and possessions inside and outside the home.

Testimonials

Disclaimer

Your property may be repossessed if you do not keep up repayments on your mortgage.

Oportfolio Ltd fees are payable on application. We charge a broker fee for property purchases of £495 and a remortgage / further advance of £395.
Our Product Transfer fee is £295.

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
decline, do not submit
accept, submit request