Mortgages for First-time buyers
If there’s just one thing we know from the many hundreds of people we’ve helped to buy their dream homes over the last ten years, it’s that a mortgage application can be a bit daunting even for seasoned veterans of the process.
And that’s particularly true when it comes to your very first mortgage. Many first-time buyers can be overwhelmed by the amount of information that’s now required and struggling through an online form without any help can be challenging, to say the least.
Here at Oportfolio, we take extra special care of our first-time buyers, helping them to gather everything they need, which means they can hand over everything to us for the application knowing there won’t be any last-minute requests for information they didn’t know they’d need.
Whether you’re applying for your first mortgage or your tenth (or more), we’ll ask you to take some time to complete some initial forms that will help us to process your application efficiently on your behalf.
The beauty of that is when it comes to the time that you’re looking for an insurance policy, health or income protection or even your next mortgage, we’ll already have a lot of the information needed, saving you time and worry.
Once we have that, we’ll be able to sit down with you and look at what you want to buy and what you’re likely to be able to afford. That way, and even though we can’t ever guarantee an application will be accepted, you’ll at least have a good idea of where you stand.
Even though new affordability rules have made the lending criteria more stringent, we still think that buying your very first home should be an exciting adventure rather than a tedious chore, and so we’ll do everything we can to take care of the financial nitty gritty for you.
If you’re ready to start your journey with us, so are we. Click here to contact a member of our friendly team and start to explore what the future has in store.