There comes a point in life when it makes sense to sit down and take stock of where you are and where you’re going.
When it comes to your mortgage, that time often arrives just before an expected rise in interest rates or at the point when a fixed mortgage product is coming to the end of its term.
Among the primary questions you might be asking yourself are whether or not to move and whether you need to change to a different mortgage product either to get the best value for money or to free up cash for home improvements or to create more living space.
For lots of people remortgaging is an attractive option, especially if they like the house they’re in but want better value for money out of their borrowing. With some good fixed-rate and fixed-term deals available, moving your current deal could be in your best interests.
If you’re a new Oportfolio client, we’ll ask you to take some time to provide some key information we’ll need before we sit down with you and look at what it is you’re trying to achieve and then use that information to identify all the possible options and most suitable next steps for you.
The beauty of doing this before we start the remortgage process in earnest is that when the time comes that you want to explore personal health and financial protection or you need to move your mortgage again, we’ll already have a lot of the basic information we need – saving you the time and stress of finding it and giving it to us all over again.
We can’t change the way lenders do things, but we can change the impact that has on our clients’ time and money – so we go out of our way to try to ensure we take on the burden of any application process, leaving you free to get on with the important things in your life.
If you’re ready to start your journey with us, so are we. Click here to contact a member of our friendly team.