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Buying A Home

Crucial decisions.

It’s often said that buying a home is the most important financial transaction we make. That’s why choosing the right lender and the right mortgage is so crucial.

Mortgages, matching your requirements.

The mortgage is a great idea. Such a good idea that there are now hundreds of them to choose from, from many different lenders.

They supported us brilliantly from start to finish… Patrick Trustrum-Eve6 March 2015

Matching your requirements to the mortgage market is a complex business. That’s why going to a single supplier like your bank, or using a web-based price comparison site is less likely to find the optimum answer to your mortgage question. Different lending criteria and unexpected hurdles, mean that it is not an easy process. That’s why we need to get to know you, firstly with a questionnaire covering your income, commitments, expenditure and objectives. Separately, to have you insured and suitably protected, we have a health questionnaire to complete. We are then ready to meet for a face-to-face meeting. Our commitment to you is to review every suitable mortgage lender available to us, from a comprehensive range of mortgages across the market, to check those that have products and lending criteria to match your requirements. Once we have applied for the mortgage we chase and follow up your application swiftly with the Lender, making sure we attend to any underwriter query quickly and diligently and making sure they have all that they need to make an appropriate decision on your application. We are on the journey together and we want you to have the best service and the best experience from now to having the mortgage Offer in your hand. If you are considering a mortgage or a remortgage just contact us right away, or go to our preliminary ‘Step One’ information-gathering page now. Oportfolio – with you every step of the way.

Your property may be repossessed if you do not keep up repayments on your mortgage.


"This is the third time we have used Oportfolio Ltd to arrange a mortgage on a new home purchase and once again Oportfolio Ltd have provided an excellent service. From assessing our financial position to …"

Daniel Litchfield

9 September, 2017

"The whole team at Oportfolio Ltd ensured that the mortgage process was efficient, despite all the paperwork and worked very hard to secure my mortgage."

Russell White

8 September, 2017

"The team at Oportfolio Ltd are highly intelligent, pragmatic and solution- focused advisors. Oportfolio Ltd provided continuous support with the purchase of my first home, deftly managing the complexities of the situation and the transaction. …"

Robert Imonikhe

8 September, 2017

"I had no hesitation in contacting Oportfolio Ltd to manage my Remortgage. Oportfolio Ltd operate flawlessly from the advice stage through to Completion. Oportfolio Ltd seem to go above and beyond when responding to my …"

James Humphreys

2 August, 2017

"My experience using Oportfolio Ltd showcased the whole team under Oliver’s direction as capable and responsive. As a result, the sometimes-tricky undertaking of New purchase, Re-Mortgage and Buy to Let Applications, all of which I …"

Steven (Dan) Fitch

2 August, 2017

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