You Are Here: Protecting Property

Protecting Property

Your home and you.

Few go through life’s journey without a stumble along the way. Accident or disaster can deprive you of your home or your possessions. We’ll help you protect them all.

Greater peace of mind.

According to the Association of British Insurers (ABI Key Facts 2014*), the median property claim for accidental damage is £550, storm damage £950, theft £1,750, escape of water £1,875, fire damage £11,000, and flooding £16,700. Across all categories, the average payout on a household insurance claim in 2014 was £1,500. In broader terms, UK insurers pay out £8.1 million for domestic household claims every day.

Painless, professional and a real breathe of fresh air… Clive D. Lathey13 February 2015

It’s obvious why we need property insurance but the market is complex. The extent of cover, the excesses and exclusions, the settlement terms (new for old, or fair market value), the no-claims discounts, the cover for goods taken out of the home, the definition of valuables that may need separate cover: all vary from provider to provider, policy to policy. It’s not surprising that price-comparison sites or quotes from individual insurers are unlikely to produce the optimum policy and cover that best meets your circumstances. At Oportfolio we help you determine what risks you should insure against, and then we search our preferred panel of insurers to find the policy that is most suitable to meet your personal needs. Our commitment is to make sure it is appropriate and affordable. We will help you keep you up-to-date and your policies in line with your changing circumstances as you journey through life. *Source: data provided by Association of British Insurers Oportfolio – with you every step of the way.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Oportfolio Ltd fees are payable on application. We charge a broker fee for property purchases of £495 and a remortgage / further advance fee of £395. Our Product Transfer fee is £295.


"This is the third time we have used Oportfolio Ltd to arrange a mortgage on a new home purchase and once again Oportfolio Ltd have provided an excellent service. From assessing our financial position to …"

Daniel Litchfield

9 September, 2017

"The whole team at Oportfolio Ltd ensured that the mortgage process was efficient, despite all the paperwork and worked very hard to secure my mortgage."

Russell White

8 September, 2017

"The team at Oportfolio Ltd are highly intelligent, pragmatic and solution- focused advisors. Oportfolio Ltd provided continuous support with the purchase of my first home, deftly managing the complexities of the situation and the transaction. …"

Robert Imonikhe

8 September, 2017

"I had no hesitation in contacting Oportfolio Ltd to manage my Remortgage. Oportfolio Ltd operate flawlessly from the advice stage through to Completion. Oportfolio Ltd seem to go above and beyond when responding to my …"

James Humphreys

2 August, 2017

"My experience using Oportfolio Ltd showcased the whole team under Oliver’s direction as capable and responsive. As a result, the sometimes-tricky undertaking of New purchase, Re-Mortgage and Buy to Let Applications, all of which I …"

Steven (Dan) Fitch

2 August, 2017

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