Greater peace of mind.
According to the Association of British Insurers (ABI Key Facts 2014*), the median property claim for accidental damage is £550, storm damage £950, theft £1,750, escape of water £1,875, fire damage £11,000, and flooding £16,700. Across all categories, the average payout on a household insurance claim in 2014 was £1,500. In broader terms, UK insurers pay out £8.1 million for domestic household claims every day.
Painless, professional and a real breathe of fresh air… Clive D. Lathey13 February 2015
It’s obvious why we need property insurance but the market is complex. The extent of cover, the excesses and exclusions, the settlement terms (new for old, or fair market value), the no-claims discounts, the cover for goods taken out of the home, the definition of valuables that may need separate cover: all vary from provider to provider, policy to policy. It’s not surprising that price-comparison sites or quotes from individual insurers are unlikely to produce the optimum policy and cover that best meets your circumstances. At Oportfolio we help you determine what risks you should insure against, and then we search our preferred panel of insurers to find the policy that is most suitable to meet your personal needs. Our commitment is to make sure it is appropriate and affordable. We will help you keep you up-to-date and your policies in line with your changing circumstances as you journey through life. *Source: data provided by Association of British Insurers Oportfolio – with you every step of the way.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Oportfolio Ltd fees are payable on application. We charge a broker fee for property purchases of £495 and a remortgage / further advance fee of £395. Our Product Transfer fee is £295.