Your Mortgage - Oportfolio

Meeting your needs

We are mortgage experts and pride ourselves in finding the right mortgage product for you, whatever your stage in life. Your needs and dreams are unique and so we strive to make sure the service we offer you is unique, too.

You’re more than just a client or customer to us, and so we take special care to ensure we get to know you properly, so we can understand what you need to achieve success in your life.

Moving home

Whether you’re moving up the ladder or you’ve found your forever home, we’ll use our years of experience and knowledge of the market to find a range of products that are suitable for your needs not just today, but in the medium term as well. We can access products that aren’t available on the High Street to give you the best possible range of mortgages to choose from – and our advice will help you to pick the one that’s right for you.

First-Time-Buyers

Buying your first home should be one of the most exciting things you do in your life. We’ve arranged hundreds of first-time mortgages over the years, but we’ve never forgotten what it feels like to walk over the threshold of your own home for the very first time. That’s why the highly personalised mortgage service we offer is designed to take the fear out of your first purchase and ensure you get to focus on the adventure ahead.

Buy to let

The buy to let (BTL) mortgage market can sometimes be overwhelming, particularly if you’re just setting out on life as a landlord. At Oportfolio we’re experts when it comes to BTL mortgages and we’ll be right beside you to walk you through the steps to your first tenancy. From explaining the things you need to think about to making your final choice of mortgage product, our expert advice and reassuring support means you can take your first steps in the lettings sector with confidence.

Remortgages

Whether you’re hoping to create extra space in your existing property and need to free up some capital to do the work, or you just want to take advantage of an attractive long-term fixed-rate deal with another lender, remortgaging is an attractive option for people who are happy in their property but are looking to drive better value for money from it. With years of experience, a peerless knowledge of the mortgage market and access to mortgage products you won’t find on the High Street, we’re the perfect partner to help you secure your future.

Self-Employed

One of the biggest worries for people who are self-employed is whether their lack of guaranteed income will stop them from securing a mortgage when they want to buy their first home or move up the housing ladder. There’s no need for alarm – we’ve helped dozens of self-employed people to move home over the years and we have expert knowledge of the products on offer from each lender. By working with you, we can help you to find the product most suited to your circumstances and take the stress out of the process.

Estate Agents

The key to a stress-free property transaction is good, clear communication between everyone involved and the confidence that everyone is up to date with the latest developments at any given time. This is especially true of the communication between estate agents and mortgage brokers, which is why we pride ourselves on ensuring we keep the estate agents we work with informed at every stage. If you’re an estate agent looking for a reliable, professional mortgage broker who inspires confidence in your buyers and your team, you’ve come to the right place.

House Builders

With the Government setting local authorities challenging 20-year targets to deliver new housing to meet rising demand, particularly around London and the South East, the construction sector is pretty busy these days. We’re keen to work in partnership with house builders who are looking to secure cost-effective finance to develop small schemes. With years of experience of the mortgage market and existing relationships in place with lenders who have experience dealing with development schemes, we offer a fast, efficient and reliable service that also drives value.

Request a callback

If you’d like to talk to us about the services we offer and how we can help you to achieve your goals.

Our Business

Mortgages

Whether you’re buying for the first time, moving or remortgaging, we’ll find the mortgage product that best suits your needs.

Personal Protection

What personal and health risks should you insure against? We'll help you decide.

Property Protection

How much cover do you need for your property, and possessions inside and outside the home.

Testimonials

Disclaimer

Your property may be repossessed if you do not keep up repayments on your mortgage.

Oportfolio Ltd fees are payable on application. We charge a broker fee for property purchases of £495 and a remortgage / further advance of £395.
Our Product Transfer fee is £295.

Request a callback
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
decline, do not submit
accept, submit request
Join our mailing list
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
decline, do not submit
accept, submit request