WITH YOU EVERY
STEP OF THE WAY
Founded in 2009 and based in Putney in South West London, we have been providing bespoke, personable and quality mortgage and protection advice nationwide to people from all walks of life for over 16 years.
At the heart of everything we do are our core values
Reliability
At Oportfolio Mortgages, reliability means delivering consistent support, honest advice, and dependable outcomes. Clients trust us to guide them through every stage of their mortgage journey with clarity, care, and confidence.
Respect
We treat every client, partner, and colleague with respect, listening carefully and valuing individual circumstances. By understanding people’s unique goals, we build lasting relationships grounded in trust, professionalism, and fairness.
Communication
Clear communication sits at the heart of what we do. We explain complex mortgage processes in simple terms, keeping clients informed, responsive, and confident so they can make decisions with complete understanding.
Teamwork
We are a small but mighty team and are strongest when we work together. By building strong communities and fostering sustainable practices, we’re working to create an environment in which people thrive and grow.
Diligence
Diligence means paying close attention to detail and working tirelessly for the best outcomes. We carefully assess every option, ensuring our clients receive tailored mortgage solutions that truly match their needs and ambitions.
Tenacity
We approach challenges with determination and persistence. When obstacles arise, we stay committed to finding solutions, exploring every avenue to help our clients secure the right mortgage and achieve their property goals.
Accountability
We take ownership of our advice, actions, and results. By being transparent, responsible, and honest, we build confidence with our clients and ensure they always feel supported throughout their mortgage journey.
ACHIEVE SUCCESS WITH OPORTFOLIO
At Oportfolio we’re firm believers in getting the small things right in order to make a big difference. It’s why you’ll always find a warm welcome, a highly personalised service that absolutely meets your individual needs, and an experience that has trust and respect at its heart.
Why Our Clients Choose Us
We pride ourselves on the trust our clients have in us and the integrity we are known for. The unmatched teamwork and communication we exercise in every aspect of our work enables us to provide you with the best service around. Whether you’re employed or self-employed, a first-time buyer, remortgager, mover, developer or a landlord looking for the right residential or buy-to-let mortgage product or an estate agent looking for a trusted mortgage partner, we’re here to help. Nothing we do here is off-the-peg. We’re Oportfolio, offering financial services that are as unique as you are.
Precise Mortgages Criteria: New Interest-Only, LTV & Property Rules
Precise Mortgages has expanded its residential mortgage criteria, including interest-only lending up to 75% LTV, consideration of flats above 20 storeys and wider age and income eligibility. We explain what’s changed and who could benefit.
Can I Make an Offer on a House Without a Mortgage in Principle?
You don’t legally need a Mortgage in Principle to make an offer on a house, but having one can strengthen your position as a buyer. Here’s when to get an AIP, what it proves and what happens after your offer is accepted.
UK Mortgage Market Update – 14th of September 2026
UK mortgage rates continued to rise between the 7th and 14th of September 2026, but new data suggests buyer demand may be starting to improve. Here’s what changed this week and what borrowers should watch next.
We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.