Remortgaging your Home
Coming to the end of your current mortgage arrangement? Should I remortgage? Talk to us about remortgaging your home today.
Your home or property may be repossessed if you do not keep up with your mortgage repayments.
The remortgage application process needn’t be complicated. We’re on hand to walk you through all the remortgage steps
Remortgaging your home may be an attractive option, especially if you like your current property but want better value for money out of your borrowing. Or maybe your circumstances have changed since you took out your last mortgage and now you want to restructure your finances. Or perhaps you want to remortgage to pay for home improvements.
With some good fixed-rate and fixed-term deals available, having Oportfolio move you from your current deal could be in your best interests.
At Oportfolio, we offer residential mortgage services that take everything into consideration, such as your financial situation, deposit and preferred length of loan, before presenting you with a handful of residential mortgage products that fit the bill perfectly.
The remortgage process explained
You may be wondering when to start remortgage process and what the remortgage timescale is. Our advice? Don’t leave it until the last minute. Mortgages are usually valid for between three and six months. So you can take steps to remortgage your home now, even if you have five months left on the current mortgage.
And how about the remortgage conveyancing process? Do you need a valuation? If you’re staying with the same lender it’s seen as a product transfer, and you won’t need your solicitor or legal firm. But if you’re swapping lenders, your solicitor or conveyancer will be involved and will need to value your property.
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At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.
We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.
To find out more, we invite you to download our latest brochure.
Working with a remortgage specialist
If you’ve ever attempted to complete a remortgage application online, you’ll know they’re time-consuming and confusing.
So how does the remortgaging process work with Oportfolio? For a start, we’re a real team of remortgage experts in a real office. You can talk to us face to face about your current situation and goals. We then use that information to identify all the possible options and choose the most suitable mortgage from our wide range of lenders. Sometimes we can even get you a better rate with your existing lender than you currently have.
We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.
What other services do we offer?
As part of the remortgaging process, we have all your personal information and details. This makes it easier if you want to explore personal health and financial protection or you need to move your mortgage again. As we already have lot of the basic information we need, you don’t have to waste time supplying it to us all over again.
Remortgaging your home may be an attractive option, especially if you like your current property but want better value for money out of your borrowing. Or maybe your circumstances have changed since you took out your last mortgage and now you want to restructure your finances. Or perhaps you want to remortgage to pay for home improvements.
With some good fixed-rate and fixed-term deals available, having Oportfolio move you from your current deal could be in your best interests.
At Oportfolio, we offer residential mortgage services that take everything into consideration, such as your financial situation, deposit and preferred length of loan, before presenting you with a handful of residential mortgage products that fit the bill perfectly.