Confused by life assurance vs life insurance? Discover the key differences, how each type of cover works, and which option could be right for your family, mortgage and long-term financial plans.
Life Assurance vs Life Insurance
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Mortgage Insights
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
Does a Single Person Need Life Insurance?
Do you need life insurance if you’re single? We explain when single people may need life cover, when they may not, and the other protection options worth considering.
Can I Get A Mortgage Before Selling My Current Home?
Found your next home before selling your current property? Find out how buying before selling can work, including mortgages, equity, deposits, porting and Stamp Duty.
Can You Get Income Protection If You Are Self-Employed?
Can you get income protection if you’re self-employed? Learn how self-employed income protection insurance works, what it covers, and how to protect your income if you’re unable to work.
Can High Net Worth Borrowers Get An Interest-Only Mortgage?
High net worth borrowers may be able to use interest-only mortgages for larger property purchases. Discover how lenders assess affordability, assets and repayment strategies.
Can I Borrow 5 Times My Salary For A Mortgage?
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
How Much Mortgage Can I Get On A £60,000 Salary?
Earning £60,000 a year and wondering how much mortgage you could get? See potential borrowing amounts, income multiples, deposit examples and the factors UK mortgage lenders consider when assessing affordability.
Income Protection vs Critical Illness Cover
If you’re comparing income protection vs critical illness cover, it’s important to understand how each policy works and the protection it provides. In this guide, we explain the key differences, when each type of cover may be appropriate, and whether having both could provide greater financial security for you and your family.
Can Future Income Be Used for a Mortgage?
Can future income help you get a mortgage? Discover how UK mortgage lenders assess confirmed pay rises, promotions and new employment contracts when calculating affordability.
How Much Mortgage Can I Get On A £50,000 Salary?
Earning £50,000 a year and wondering how much mortgage you could get? See example borrowing amounts, income multiples and the factors UK mortgage lenders consider when assessing affordability.
Key Man Insurance: Secure Your Business
What is key man insurance and why is it important? Discover how key man insurance protects UK businesses, what it covers, how much it costs, and how key person insurance can safeguard your company’s future.
Can I Get a Mortgage If I’m Paid in US Dollars or Foreign Currency?
Are you paid in US dollars, euros or another foreign currency? Learn how UK mortgage lenders assess overseas income and how it could affect your mortgage application.
Can I Get a Mortgage With Multiple Sources of Income?
Find out how mortgage lenders assess multiple sources of income, what documents you’ll need and how different income streams could affect your borrowing power.
Remortgaging To Release Equity
For many homeowners, a large amount of wealth is tied up in their property. As property prices have increased over time and mortgage balances have reduced, many borrowers now have substantial equity in their homes. Remortgaging to release equity allows homeowners to...
Can I Get a Mortgage If I’m Paid Weekly?
Being paid weekly doesn’t usually stop you getting a mortgage. Discover how lenders assess weekly income, overtime and affordability in our latest FAQ guide.
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