Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
Can I Get A Mortgage With A Small Deposit?
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Mortgage Insights
Tips, insights, suggestions, and recommendations written by mortgage and protection experts to help you.
How to Get a Mortgage in the UK – Your Questions Answered
If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Questions To Ask A Mortgage Broker
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
In Conversation with Aliya Kabani: Building a Boutique Property Management Company in South West London
Oportfolio Mortgages speaks with Aliya Kabani from Glendower Property Management about Putney property, buy-to-let investment, boutique property management, and the challenges and opportunities facing landlords in South West London.
Why High Earners Are Often Under-Assessed By Mortgage Lenders
Many people assume that earning a high salary automatically means getting approved for a large mortgage is straightforward. In reality, some of the highest earners we speak to often face the biggest frustrations when it comes to borrowing. At Oportfolio Mortgages, we...
Your Personal Insurance Questions Answered
When it comes to protecting your finances, your family, and your home, it’s completely normal to have questions about personal insurance. From life cover and critical illness policies to income protection, many people are unsure what they actually need, or whether...
Getting a Mortgage as a High Net Worth Individual
Learn how high net worth individuals structure mortgages using bonus income, assets, private banking, and bespoke lending solutions.
How To Navigate First-Time Home Buyer Challenges
First time home buyer challenges explained. Learn how to overcome deposit, affordability, and mortgage hurdles in the UK.
In Conversation with TaxAssist Putney: Mortgage & Tax Advice for Buyers, Landlords & the Self-Employed
Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
How Long Does a Mortgage Offer Last in the UK?
Learn how long mortgage offers last in the UK, what happens if your mortgage offer expires, and whether lenders allow extensions.
Halifax Launches New £5,000 Deposit Mortgage for First-Time Buyers
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
What Is Critical Illness Cover? Your Questions Answered
What is critical illness cover and do you need it? Learn how it works, what it covers, and how it protects your mortgage and finances in the UK.
Common First-Time Buyer Mistakes to Avoid
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
First-Time Buyer Myths Explained
First time buyer myths explained. Discover the truth about deposits, credit, and mortgages for first-time homebuyers in the UK.
Can I Get a Mortgage In My Probation Period in the UK?
Can you get a mortgage during probation in the UK? Learn which lenders accept new job applications and how to improve approval chances.
We're Here to Help
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.