Buying property in London is a massive financial commitment, and the mortgage process can feel like a maze. Over the years at Oportfolio, we've seen many clients come to us after running into avoidable mistakes. Here's what we believe are the five biggest mortgage...

Thinking about buying a second property? Whether it's for a holiday home, rental income, or helping a family member, you might be asking: can I get a second mortgage? The good news is, yes, you can get a second mortgage, but there are important considerations to keep...

Yesterday, I had the absolute pleasure of attending a truly memorable evening hosted by Guardian Financial Services to celebrate the release of the Guardian Financial Services 2024 Claims Report. Held at the stunning Wagtail rooftop bar in King William Street, central...

If you're thinking about buying a home, one of the first and most important questions you’ll ask is: how much can I borrow (mortgage)? Understanding your borrowing capacity is essential to setting a realistic budget and finding the right property. Whether you're a...

The UK mortgage market is truly alive right now, and I’m not just saying that. Over the past week alone, I’ve had a flood of enquiries from a wide variety of clients, all looking to explore their mortgage and property finance options. With mortgage rates continuing to...

With over a decade of experience across retail and commercial banking, Isaac Kikabi made a strategic move into the mortgage sector three years ago, a transition driven by a deep personal interest in housing and its role in social and economic mobility. Now serving as...

With the housing market remaining tough for many, a new opportunity has emerged for buyers who need extra support: using up to four incomes on one mortgage application. Thanks to Family Building Society’s enhanced Joint Borrower Sole Proprietor (JBSP) mortgage, UK...

Securing a mortgage when you are self-employed can feel more complicated than it should. Getting a mortgage as an employed person with a basic guaranteed annual salary might seem like the most straight forward and hassle free way of purchasing a property, but it isn’t...

Buying a home on your own can be a daunting but incredibly empowering journey. Whether you're single, recently separated, or simply choosing to go it alone, getting on the property ladder with just your income is absolutely possible. This blog about the process when...

The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...

When exploring your options for getting a mortgage in the UK, one term that may come up especially for those with savings is an offset mortgage. But what exactly is an offset mortgage, how does it work, how do you get an offset mortgage?, and is it the right option...