Residential Mortgage UK

Looking for a new mortgage? Talk to us about finding great residential mortgage rates 

If you want to secure a great looking mortgage and enjoy a fast and stress free experience, work with a residential mortgage broker

Whether you’re looking to buy your first home, move house, swap lenders or carry out home improvements, trying to find the best residential mortgage for your needs can feel like searching for a needle in the proverbial haystack.

At Oportfolio, we offer residential mortgage services that take everything into consideration, such as your financial situation, deposit and preferred length of loan, before presenting you with a handful of residential mortgage products that fit the bill perfectly.

Residential Mortgages
Residential Mortgages

What is a residential mortgage?

When it comes to buying or improving your home, there are all kinds of residential mortgages to choose from.

A fixed rate UK mortgage means your monthly mortgage payments won’t change over a certain period of time, usually two, three or five years. This allows you to budget well and plan your outgoings.

On the other hand, the monthly payments on a variable rate residential mortgage, will change at the discretion of the lender. This type of residential mortgage gives you more flexibility but there are risks involved as interest rates can go up as well as down. The mortgage payments on a tracker mortgage will also change monthly but will only ever stay a certain percentage rate above the Bank of England base rate. We know it can seem complex. So we’ll help you choose the right UK residential mortgage for your needs.

“I found that Oportfolio made the process very simple. They are very clear. They are very diligent in what they do.

Oportfolio’s USP is the personal touch that they give.”

Richard Dalcos - Client since 2018


Residential Mortgage

Working with a residential mortgage broker

The residential property market can be fast moving and competitive, especially in London.

As an established residential mortgage broker, we have access to the lots of lenders, and have a wealth of experience arranging residential mortgages for first time buyers, home movers and homeowners who want to remortgage.

We find the best residential mortgages on the market. Then we work quickly to secure your mortgage, and get the ball rolling on your new home purchase.


At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.

We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.

To find out more, we invite you to download our latest brochure.

Oportfolio Brochure

We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.

Understanding a Volatile Mortgage Market eBook

Download Our eBook

Join our mailing list and receive a link to our latest ebook, Understanding a Volatile Mortgage Market. 23 pages of practical insights to navigate the unpredictable mortgage landscape.

You Will Receive A Link To Your eBook Shortly!