All the latest breaking UK mortgage and protection news, updated daily by industry experts.
UK house prices remained stable in June 2025, the most recent Halifax House Price Index finds, as confidence remains in its recovery to the housing market. The average house price is £296,665, just off May's £296,782, a period of consolidation rather than expansion....
The Mortgage Works (TMW), the specialist buy-to-let lending arm of Nationwide Building Society, has announced rate reductions across its buy-to-let mortgage range. From today, selected products for both new and existing customers will be lowered by up to 0.35%, with...
In a mortgage customer boost, Santander and Halifax both announced cuts in a range of mortgage interest rates, which would be a relief to remortgagers, landlords and homebuyers throughout the UK. In this article we will run through the latest Halifax and Santander...
The UK remortgage market showed renewed momentum in May 2025, with fresh data revealing a 12% surge in instructions compared to April 2025, according to the latest LMS Monthly Remortgage Snapshot. This sharp increase points to growing consumer interest in remortgaging...
Nationwide Building Society has just announced a significant update that could open the door to homeownership for thousands of prospective buyers. From today, the lender is increasing the Loan-to-Value (LTV) limits on new build properties, providing a much-needed...
TSB has announced a series of rate reductions across its residential mortgage range, happening immediately and offering more competitive deals for first-time buyers, home movers, and those using shared ownership or shared equity schemes. In this article we will...
This summer we have seen UK house prices slashed, taking a significant turn in favour of buyers, according to the latest Summer Property Insights report from Barclays Bank. The research shows a clear yet surprising trend. Despite a red-hot start to the year driven by...
TSB Bank has announced a significant change to its mortgage lending criteria, increasing the maximum loan-to-income (LTI) multiple for self-employed applicants. From today, self-employed individuals seeking a mortgage may be eligible to borrow up to 5.5 times their...
The Mortgage Works (TMW), a leading Buy to Let lender, has today announced a reduction in affordability stress rates for individual landlords, making it easier for them to borrow more on selected mortgage applications. Changes To Buy-To-Let Mortgage Affordability...
Average mortgage rates in the UK have dipped again in June, though the declines are smaller than last month’s drops, according to the latest data from Moneyfacts. Meanwhile, product choice has decreased slightly, and the shelf-life of mortgage deals has shortened. In...
Big news from Halifax! In a somewhat unexpected move from one of the biggest lenders in the UK mortgage market, Halifax has just announced a major upgrade to its mortgage income criteria, making it easier for people with bonus income or NHS overtime to qualify for a...
The UK housing market enjoyed its busiest May ever since the 2021 pandemic bubble, according to the most recent House Price Index (HPI) by Zoopla. Sales agreed increased to a four-year high due to improved mortgage affordability, competitive levels of lending, and a...
Remortgagers and homebuyers need to act quickly as Santander has announced a blanket increase in its fixed rate mortgage ranges, effective on Tuesday the 27th of May 2025. These will apply to new business and product transfer mortgage rates across the board for home...
New research from specialist lender The Mortgage Lender (TML) reveals that a large number of self-employed individuals, particularly sole traders, are being held back from homeownership by widespread sole trader mortgage misconceptions. According to TML’s study, 28%...
With mortgage rates dropping and headlines buzzing, many homeowners and first-time buyers are excited about lower monthly repayments. But there’s more good news that’s flying under the radar, falling interest rates are also increasing how much some buyers can borrow....
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