Buy to Let Mortgage UK
Need a BTL mortgage for your rental property? Speak to a specialist buy to let mortgage broker
Whether you’re building a property portfolio, or it’s your first rental property, we make the buy to let mortgage process plain sailing
Maybe you’re an accidental landlord who has inherited a property and now wants to rent it out. Or you’re making a career out of the lettings market and looking to speak to an experienced buy to let mortgage advisor about your next property purchase.
Whatever your situation, the buy to let mortgage process needn’t be overwhelming. At Oportfolio, we help landlords secure the perfect BTL mortgage for your needs, whatever they are.
The buy-to-let mortgage process
Compared to getting a mortgage for a house you actually want to live in, a buy to let (BTL) mortgage is subject to different qualifying and lending criteria.
The most common differences between a BTL mortgage and borrowing against your own home are higher rates of interest, higher lender fees and a proportionally greater deposit.
As part of the buy to let mortgage process, we talk to you about your current financial situation, affordability, and the potential rental income on the property, as all of these will influence the rates on offer.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages.
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At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.
We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.
To find out more, we invite you to download our latest brochure.
Working with a specialist buy-to-let mortgage broker
Is Oportfolio the best buy-to-let mortgage broker in London? We’ll let you decide that. But we’re certainly one of the most experienced in the BTL sector and come highly recommended by all our customers.
This is a market that has become increasing complex in recent years with new products and regulatory changes. By working with a BTL mortgage broker, you enjoy access to a wide range of options from lenders, and we can source the ideal buy to let mortgage for your circumstances. Working with a buy to let mortgage advisor could be difference between you securing a mortgage – or not.
We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.
What other services do we offer?
As part of the buy to let mortgage process, we ask you to supply key information about yourself and your finances. We can also use this information as the basis of an application for personal or property insurance in the future, such as specialist buildings and contents insurance. Plus, we can talk to you about the costs involved in having a professional agent manage the tenancy, if you’re not planning on doing it yourself.