Stamp Duty Calculator
Use our Stamp Duty calculator to estimate how much Stamp Duty Land Tax (SDLT) you’ll pay when buying a residential property in England or Northern Ireland.
The amount of Stamp Duty you pay depends on the property’s purchase price and your circumstances, whether you’re a first-time buyer, moving home, or buying an additional property such as a buy-to-let or second home.
For most buyers, SDLT starts on the portion of the price above £125,000. First-time buyers pay nothing on the first £300,000, provided the purchase price doesn’t exceed £500,000. If you’re buying an additional property, a 5% surcharge applies on top of the standard rates.
Enter your property details into the calculator to get a quick estimate and factor Stamp Duty into the overall cost of buying your home.
Remember: Stamp Duty rules and reliefs can change, so your result should be treated as an estimate rather than tax advice.
FAQ: Stamp Duty Calculator
Do first-time buyers pay Stamp Duty?
Eligible first-time buyers may qualify for Stamp Duty relief when purchasing a property within the applicable price limits. The amount payable depends on the property value and the rules in force when you complete your purchase.
Do I pay more Stamp Duty when buying a second property?
Higher Stamp Duty Land Tax rates can apply when purchasing an additional residential property in England or Northern Ireland, subject to the relevant rules and exemptions.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will be based on your needs and circumstances.