How Much Can I Borrow For A Mortgage?
This UK mortgage borrowing calculator will tell you just how much.
How much could you borrow for a mortgage?
Use our mortgage affordability calculator for an initial estimate based on your income. The amount available can vary between lenders, particularly if you have bonus, commission, overtime or more than one applicant.
For a more accurate figure, speak to an Oportfolio mortgage adviser and we can assess your circumstances against relevant lender criteria.
FAQ: How Much Can I Borrow Calculator
How accurate is a mortgage borrowing calculator?
A mortgage borrowing calculator provides an estimate rather than a guaranteed lending amount. Different mortgage lenders use different affordability calculations, so your actual maximum mortgage could be higher or lower than the calculator result.
Can I borrow more than 4.5 times my salary for a mortgage?
Potentially. Some UK lenders can offer higher income multiples to suitable borrowers, including certain higher earners and professionals, subject to affordability and lender criteria.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will be based on your needs and circumstances.