All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Barclays has announced a big update to its lending criteria, increasing the maximum Loan-to-Value (LTV) to 90% for applicants who already own another residential property with an existing mortgage. Previously capped at 80% LTV, the new policy applies to both...
Two of Britain's biggest lenders, Virgin Money and HSBC, both last week revealed mortgage rate increases, which will take effect this September. The increases affect a broad range of products in the purchase, remortgage, buy-to-let (BTL), and product transfer ranges...
TSB has released some refreshed rate changes across its range of mortgages today, including reductions in residential further borrowing mortgages, as part of the lender's strategy to improve affordability and meet customers' evolving needs. Here is what you need to...
HSBC has made notable changes to its policy for residential mortgage lending, with the most considerable reforms designed to make it simpler for first-time buyers (FTBs) to climb the ladder. From Monday the 1st of September 2025, the lender has increased FTB...
Accord Mortgages has made substantial criteria updates that will make more UK borrowers mortgage lending eligible, particularly foreign nationals without Indefinite Leave to Remain (ILR) and Universal Credit claimants. The changes show Accord's renowned 'common sense'...
Santander has announced rate changes on its residential, buy-to-let, and product transfer mortgage ranges, with most of the fixed rates increasing from tomorrow. There is one piece of positive news, however, for first-time buyers with a small reduction on 95% LTV...
NatWest is introducing a completely new standalone Additional Borrowing (ADBO) mortgage product, allowing homeowners across the UK to borrow more money against their home than ever before. This is a significant step forward for borrowers who need access to cash at...
The Co-operative Bank has announced a new series of mortgage rate cuts, music to UK remortgagers' and homebuyers' ears in search of the best deals. Some residential rates fell as much as 0.10% and buy-to-let rates as much as 0.12%. The cuts bring the bank into...
Homebuyers and remortgagers across the UK could benefit from lower mortgage repayments as Barclays makes a series of mortgage rate cuts, from Thursday the 14th of August 2025. Barclays has reduced rates on a range of its most sought-after products across its Purchase,...
Nationwide Building Society has announced significant improvements to its affordability rules for homeowners looking to remortgage. These changes, which came into effect this week, aim to give eligible borrowers the ability to borrow more when choosing a longer-term...
Getting on the UK housing ladder is never a simple one, especially for first-time buyer mortgage UK applicants who are eager to balance rising house prices with limited savings. Yet Halifax, one of the UK’s largest mortgage lenders, has recently made a major change to...
Looking for Santander mortgages with better borrowing power? As of the 12th of August 2025, Santander has raised its Loan to Income (LTI) multiples, allowing UK homeowners to borrow more, especially for mortgages with up to 90% Loan to Value...
Precise Mortgages has unveiled a new mortgage range offering up to six times your income, alongside loan-to-value (LTV) ratios of up to 95%. This move could transform the borrowing potential for first-time buyers, home movers, and remortgagers who have struggled to...
Metro Bank has officially launched into the HMO mortgage and Multi Unit Freehold Block (MUFB) markets, bringing a fresh wave of opportunity for UK landlords and property investors. This strategic move comes at a crucial time, as demand for HMO properties continues to...
Birmingham Midshires (BM Solutions), a leading UK buy-to-let (BTL) mortgage lender, today launched its new limited company buy-to-let mortgage product, specifically geared towards landlords trading through special purpose vehicles (SPVs). This new move places BM...
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