Financial Protection UK

Why have finance protection? When life is unpredictable, it pays to protect yourself from the worst that life can throw at you

Having robust finance protection in place ensures financial security whatever the future holds

We live in uncertain times. So knowing your employment might be affected by a future illness, an accident or an uncertain job market means you can make plans to safeguard your financial security, should you suddenly find yourself out of work.

At Oportfolio, we know that success in life is only really possible when you have financial security. Financial protection insurance gives you peace of mind and ensures the security of your loved ones too.

The Benefits of Critical Illness Cover | Gary Landes’ Story

Financial Protection Insurance

Choosing the right finance protection product

Two of the most familiar insurance products for protecting your personal finances are income protection insurance (also known as income replacement insurance) and critical illness cover.

Both cover similar ground, but neither one is suitable as a catch-all for every circumstance where your employment circumstances might change.

Income protection cover give you a tax-free income if you’re unable to work either permanently or temporarily for any valid reason specified in the policy. Typically, these payments equal 60% to 75% of your salary. Critical illness cover pays out a lump sum if you’re diagnosed with a certain illness or disability, although the premium is more expensive.

Do I Need Income Protection For A Mortgage?

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At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.

We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.

To find out more, we invite you to download our latest brochure.

Oportfolio Brochure
Oportfolio Mortgage Advisors

Putting financial protection in place

At Oportfolio, we work closely with you to identify the advantages and disadvantages of both types of insurance and then recommend the best option for your circumstances and lifestyle.

Knowing you and your family are protected when times get tough is great for protecting your success in life – but deciding the best way of doing that requires expert knowledge and advice.

We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.

Understanding a Volatile Mortgage Market eBook

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