A lender valued our client’s £750,000 property at just £700,000. See how we helped resolve the mortgage down-valuation and keep the purchase moving.
Earning £75,000 a year and wondering how much mortgage you could get? Explore potential borrowing amounts, income multiples, deposit examples and the factors UK lenders consider when assessing affordability.
High net worth borrowers may be able to use interest-only mortgages for larger property purchases. Discover how lenders assess affordability, assets and repayment strategies.
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
The latest UK mortgage market update covering 10th–17th August 2026, including falling asking prices, higher mortgage rates, London property trends and the latest interest-rate outlook.
Earning £60,000 a year and wondering how much mortgage you could get? See potential borrowing amounts, income multiples, deposit examples and the factors UK mortgage lenders consider when assessing affordability.
Discover how Oportfolio Mortgages helped an experienced portfolio landlord with six properties refinance selected buy-to-let mortgages and release £150,000 towards another investment.
Can future income help you get a mortgage? Discover how UK mortgage lenders assess confirmed pay rises, promotions and new employment contracts when calculating affordability.
Earning £50,000 a year and wondering how much mortgage you could get? See example borrowing amounts, income multiples and the factors UK mortgage lenders consider when assessing affordability.
Read our latest UK Mortgage Market Update covering 3rd–10th August 2026, including the latest mortgage rates, Lloyds house-price figures, London property prices and what borrowers should watch next.
Read how Oportfolio Mortgages helped a returning UK resident secure a £600,000 mortgage after working overseas by choosing a lender whose criteria suited their circumstances.
HSBC has relaxed its mortgage lending criteria for certain borrowers on fixed-term contracts. Discover what the changes mean for doctors, teachers, UAE residents and anyone applying for a mortgage.
Are you paid in US dollars, euros or another foreign currency? Learn how UK mortgage lenders assess overseas income and how it could affect your mortgage application.
Read our latest UK Mortgage Market Update covering 27th July–3rd August 2026, including the Bank of England’s Base Rate decision, mortgage rate trends, house prices and what borrowers should watch next.
Discover how Oportfolio Mortgages helped a buyer secure a mortgage and complete on time when purchasing a chain-free property, keeping the transaction moving smoothly from offer to completion.
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.