If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
The Bank of England held rates at 3.75%, asking prices recorded their biggest June fall in 14 years, and mortgage approvals remained strong. Read the latest UK mortgage market update.
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
Buying property to rent out can be an excellent way to build wealth, generate regular income, and secure your financial future. But becoming a successful landlord isn’t as simple as purchasing a property and finding tenants. The buy-to-let market is complex, and...
Nationwide Building Society has experienced an enormous rush in demand for its Helping Hand mortgage, following its decision to raise its upper lending limit to six times salary, allowing thousands more first-time buyers to obtain their initial foot on the property...
The Mortgage Works (TMW) has launched a new range of HMO (House of Multiple Occupation) mortgage criteria, including Limited Company deals, competitive loan-to-values of up to 75%, and a choice of fees. The revamp provides more flexibility for landlords looking to...
TSB is increasing mortgage rates on its chosen 5-year fixed products from the 22nd of October 2025, a move that reflects heightened caution in the mortgage market as lenders respond to potential fiscal changes in the upcoming Autumn Budget. The rate changes will both...
When it comes to securing the best possible mortgage for our clients, having access to exclusive products, flexible lending criteria, and dedicated broker support can make all the difference. That’s where Santander for Intermediaries comes in, one of the UK’s leading...
In just a few short years, Curious Retreats has become one of Suffolk’s most distinctive names in the luxury holiday rental space, combining the charm of handpicked properties with a genuine passion for hospitality. Founded by Tim Ripman and Tim Cook, the company has...
Barclays has made a significant change to its mortgage affordability criteria, expanding the amount of bonus, overtime, and commission income that can be used in lending assessments. Under the new approach, Barclays will now include variable income up to four times a...
TSB has announced that its popular Early Repayment Charge (ERC)-free tracker mortgages are still available across both its residential and buy-to-let ranges, a rare and flexible option for UK borrowers in an uncertain interest-rate market. These tracker mortgage...
London may be the UK's capital, but it's officially the 5th wealthiest city in the world. It has over 350,000 millionaires living within it, hundreds of international headquarters, and some of the world's most desirable property, so it's no mystery that high value...
If you’ve ever wondered how to build a property portfolio in the UK, then this is the right blog for you. More and more people are looking at property investment as a way to generate long-term wealth, diversify income streams, and build financial security for the...
HSBC has announced a major policy change that’s set to help landlords across the country the introduction of top slicing for buy-to-let (BTL) mortgage applications. This new approach gives investors the ability to use personal income alongside rental income when...
Property auctions provide a fast-paced and exciting way of acquiring your next property or home, but the majority of potential buyers believe you have to be a cash buyer to take part. To the dismay of many, you can bid on an auctioned residential property using a...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.