Read our latest UK Mortgage Market Update covering 3rd–10th August 2026, including the latest mortgage rates, Lloyds house-price figures, London property prices and what borrowers should watch next.
Read how Oportfolio Mortgages helped a returning UK resident secure a £600,000 mortgage after working overseas by choosing a lender whose criteria suited their circumstances.
HSBC has relaxed its mortgage lending criteria for certain borrowers on fixed-term contracts. Discover what the changes mean for doctors, teachers, UAE residents and anyone applying for a mortgage.
Buying a property in Fulham? From mortgage affordability and deposits to bonus income, self-employment and high-value borrowing, discover the key mortgage considerations for buying a home in this popular part of South West London.
Accord Mortgages has made substantial criteria updates that will make more UK borrowers mortgage lending eligible, particularly foreign nationals without Indefinite Leave to Remain (ILR) and Universal Credit claimants. The changes show Accord's renowned 'common sense'...
Santander has announced rate changes on its residential, buy-to-let, and product transfer mortgage ranges, with most of the fixed rates increasing from tomorrow. There is one piece of positive news, however, for first-time buyers with a small reduction on 95% LTV...
Buying your first home in Wandsworth can feel out of reach, especially if you’re renting and unsure whether you’d qualify for a mortgage. That’s exactly how our clients felt when they came to Oportfolio Mortgages. They had been long-term renters in Wandsworth and...
Rising UK inflation continues to keep mortgage rates higher than expected, impacting homeowners and remortgagers across the country. Learn how inflation and Bank of England decisions affect mortgage affordability, what this means for fixed and variable rates, and how to prepare for the future housing market.
NatWest is introducing a completely new standalone Additional Borrowing (ADBO) mortgage product, allowing homeowners across the UK to borrow more money against their home than ever before. This is a significant step forward for borrowers who need access to cash at...
The Co-operative Bank has announced a new series of mortgage rate cuts, music to UK remortgagers' and homebuyers' ears in search of the best deals. Some residential rates fell as much as 0.10% and buy-to-let rates as much as 0.12%. The cuts bring the bank into...
If you're thinking of buying a home in Putney in 2025, understanding the local mortgage market is essential. As interest rates shift, lenders tweak their offers, and new buyer schemes emerge, having a good sense of what mortgage rates are available in Putney may save...
Homebuyers and remortgagers across the UK could benefit from lower mortgage repayments as Barclays makes a series of mortgage rate cuts, from Thursday the 14th of August 2025. Barclays has reduced rates on a range of its most sought-after products across its Purchase,...
Nationwide Building Society has announced significant improvements to its affordability rules for homeowners looking to remortgage. These changes, which came into effect this week, aim to give eligible borrowers the ability to borrow more when choosing a longer-term...
Getting on the UK housing ladder is never a simple one, especially for first-time buyer mortgage UK applicants who are eager to balance rising house prices with limited savings. Yet Halifax, one of the UK’s largest mortgage lenders, has recently made a major change to...
Looking for Santander mortgages with better borrowing power? As of the 12th of August 2025, Santander has raised its Loan to Income (LTI) multiples, allowing UK homeowners to borrow more, especially for mortgages with up to 90% Loan to Value...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.