UK mortgage rates have started rising again as swap rates increase, while new data shows house prices falling annually for the first time since 2023. Here’s what changed between 31 August and 7 September 2026.
Can you get a mortgage on a flat above a shop? Find out what lenders consider, including the business below, your deposit, access, lease, mortgage valuation and future resaleability.
UK house prices rose 1.6% annually in August while mortgage approvals fell to their lowest level since January 2024. We look at the latest mortgage rates, lender changes and what they mean for borrowers.
TSB is increasing mortgage rates on its chosen 5-year fixed products from the 22nd of October 2025, a move that reflects heightened caution in the mortgage market as lenders respond to potential fiscal changes in the upcoming Autumn Budget. The rate changes will both...
When it comes to securing the best possible mortgage for our clients, having access to exclusive products, flexible lending criteria, and dedicated broker support can make all the difference. That’s where Santander for Intermediaries comes in, one of the UK’s leading...
In just a few short years, Curious Retreats has become one of Suffolk’s most distinctive names in the luxury holiday rental space, combining the charm of handpicked properties with a genuine passion for hospitality. Founded by Tim Ripman and Tim Cook, the company has...
Barclays has made a significant change to its mortgage affordability criteria, expanding the amount of bonus, overtime, and commission income that can be used in lending assessments. Under the new approach, Barclays will now include variable income up to four times a...
TSB has announced that its popular Early Repayment Charge (ERC)-free tracker mortgages are still available across both its residential and buy-to-let ranges, a rare and flexible option for UK borrowers in an uncertain interest-rate market. These tracker mortgage...
London may be the UK's capital, but it's officially the 5th wealthiest city in the world. It has over 350,000 millionaires living within it, hundreds of international headquarters, and some of the world's most desirable property, so it's no mystery that high value...
If you’ve ever wondered how to build a property portfolio in the UK, then this is the right blog for you. More and more people are looking at property investment as a way to generate long-term wealth, diversify income streams, and build financial security for the...
HSBC has announced a major policy change that’s set to help landlords across the country the introduction of top slicing for buy-to-let (BTL) mortgage applications. This new approach gives investors the ability to use personal income alongside rental income when...
Property auctions provide a fast-paced and exciting way of acquiring your next property or home, but the majority of potential buyers believe you have to be a cash buyer to take part. To the dismay of many, you can bid on an auctioned residential property using a...
Buying or remortgaging a property in Barnes? From large mortgages and complex income to deposits and refinancing, discover the key mortgage considerations for buying or owning a home in SW13.
Looking for ways to cut your monthly mortgage bill? This real-life case study shows how our team at Oportfolio Mortgages in Putney helped one local family reduce their repayments by £300 every month, without moving home or changing their lifestyle. Just with the help...
Barclays has announced a big update to its lending criteria, increasing the maximum Loan-to-Value (LTV) to 90% for applicants who already own another residential property with an existing mortgage. Previously capped at 80% LTV, the new policy applies to both...
