Discover how Oportfolio Mortgages helped a buyer secure a mortgage and complete on time when purchasing a chain-free property, keeping the transaction moving smoothly from offer to completion.
Many people ask, “Why is insurance important?” In this guide, we share two real-life stories that highlight the importance of life insurance, critical illness cover and income protection, and why arranging protection early can safeguard your family’s financial future.
Can having investments improve your mortgage application? Learn how UK lenders assess investment portfolios, dividend income, ISAs and wealth when deciding how much you can borrow.
With over a decade of experience across retail and commercial banking, Isaac Kikabi made a strategic move into the mortgage sector three years ago, a transition driven by a deep personal interest in housing and its role in social and economic mobility. Now serving as...
Since the housing market is still difficult for most, an additional avenue of opportunity has opened up for purchasers who require added assistance: using up to four incomes on a single mortgage application. Due to Family Building Society's revised Joint Borrower Sole...
If you’re a first-time buyer in the UK wondering how to get a mortgage without a deposit, you’re not alone. With house prices still high and rents eating into savings, saving for a deposit is one of the biggest challenges facing those trying to get on the property...
NatWest has unveiled a new product to help first-time buyers secure a property, even if they lack sufficient savings or good credit history. The NatWest Joint Borrower Sole Proprietor Mortgage is set to enhance the mortgage borrowing capacity of the eligible...
HSBC UK has announced widespread cuts to its mortgage rates, with reductions of up to 0.24% across its residential, buy-to-let, and international mortgage rates products. The new HSBC mortgage rate cuts offer a surge of sub-4% mortgage offers onto the market, with...
Getting a mortgage when you are self employed can feel harder than it has to be. Getting a mortgage as an employer with a normal guaranteed annual income might seem to be the easiest and trouble-free way to get a property, but it is not necessarily so, and self...
In a market saturated with one-size-fits-all policies, Guardian has once again raised the bar, and it’s something we at Oportfolio think more people need to pay attention to. Their latest overhaul of both adult and child critical illness (CI) cover proves that when it...
Buying a home by yourself can be a terrifying yet utterly freeing experience. Single, just divorced, or just preferring to do it alone, getting up the property ladder as an individual on your own means is very much an achievable option. This blog about the property...
The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Insights from the HSBC Economic Outlook Webinar By Jade Pinkerton This week, our mortgage advisor Jade Pinkerton attended an insightful webinar hosted by HSBC, featuring Group Economist Liz Martins. The timing was significant as it came just a day after the latest...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.