Discover the best ways to add value to your home in the UK, from loft conversions and kitchen renovations to solar panels and garage conversions. Learn which home improvements can increase property value, improve buyer appeal, and which upgrades may not deliver the return you expect.
Learn how low-deposit mortgages work in the UK, whether you can buy with a 5% deposit, and what lenders look for when assessing mortgage affordability.
Mortgage rates remain volatile as lenders cut selected products and UK house prices fall for the first time in 2026. Read the latest UK mortgage market update from Oportfolio Mortgages.
First-time buyers looking to get onto the property ladder with a minimal deposit have received a major boost, as Accord Mortgages has expanded its £5K Deposit Mortgage proposition to include flats. This enhancement makes it even easier for buyers to secure a home with...
A new study from specialist lender The Mortgage Lender (TML) has revealed that nearly four-fifths (79%) of non-traditional workers, including freelancers, self-employed individuals, and gig economy workers, have homeownership aspirations. Despite the rather tricky...
This morning, Accord Mortgages has announced rate cuts across both its residential and buy-to-let (BTL) mortgage products. The reductions, which take effect immediately, will likely improve affordability for a range of buyers, from first-time homeowners to seasoned...
Santander has announced a positive change for mortgage customers looking to move home, extending the period in which they can avoid Early Repayment Charges (ERCs) when switching to a new deal. From Monday the 3rd of February 2025, Santander will waive ERCs for...
NatWest has announced yet another round of mortgage rate increases, effective from the 31st January 2025 (This Friday). The changes, which impact a variety of mortgage products across its new business range, see rate hikes of between 0.02% and 0.11% on selected two-...
Barclays has today announced the expansion of its Joint Borrower Sole Proprietor (JBSP) Mortgage Boost range, designed specifically to help struggling first-time buyers to secure larger loans in today’s challenging housing market. It is no secret that first-time...
Specialist lender Precise Mortgages has expanded its bridging loan range by introducing a new developer exit product and reducing bridging loan rates by 0.07%. Bridging loans are a great alternative lending method for short term finance, and definitely something that...
The housing market in 2024 offered glimmers of hope for prospective buyers, with Nationwide Building Society’s latest Housing Affordability Report highlighting slight improvements in affordability. However, unfortunately beneath these modest gains lies a sobering...
The Helping Hand mortgage now potentially allows first-time buyers to borrow up to six times their income. This can increase borrowing capacity by up to 33% more than Nationwide’s standard lending limits, offering a significant boost to those looking at buying their...
As mortgage brokers, we know that in this day and age, the property and mortgage market is far from simple to understand, and getting your head around trends and what they mean can be a bit of a nightmare. The latest Barclays Property Insights Report sheds light on...
In today’s digital age, social media influencing has become a legitimate and thriving career. Whether that is on social media platforms like Instagram, TikTok, X (formerly twitter), or YouTube. There is great money to be earned if you know how to crack the code. If...
With high interest rates and stricter mortgage affordability rules, it is becoming a daily battle for mortgage lenders to encourage new borrowers. What is the incentive to choose a specific lender and product aside from who has the best rate in the bunch? Fortunately,...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.