Learn how the Nationwide Helping Hand mortgage works and how eligible first-time buyers may be able to borrow up to 6× income.
Learn how the Nationwide Helping Hand mortgage works and how eligible first-time buyers may be able to borrow up to 6× income.
Discover what salary you typically need for a £200k mortgage in the UK, including lender income multiples and affordability examples.
Weekly UK mortgage market update covering mortgage rates, interest rate expectations and housing market trends for March 2026.
Putney, a picturesque suburb of South West London, has long been a sought-after location for homebuyers. Conveniently located next to the River Thames, this charming area boasts a vibrant community, excellent amenities, and superb transport links. Whether you're...
From the 2nd of July 2024, NatWest is implementing a series of rate reductions across its mortgage product range, providing potential savings for both new and existing customers. This strategic move comes as the UK property market experiences a notable upswing, with...
NatWest has announced a significant change to its mortgage lending criteria, which is poised to make a substantial impact on the new build property market. The high street bank has increased its loan-to-value (LTV) ratios for new build homes, a move that will enable...
Purchasing a property is going to be expensive. Unfortunately there is no sugar coating it! Most homebuyers understand that there will be associated costs with purchasing a property. But many don’t know what these costs are, or what they mean. One significant cost...
Finally, some news that we have all almost literally been holding our breaths for! Barclays Bank has announced reductions in its mortgage rates, becoming the first of the 'Big 6' mortgage lenders to do so after the Bank of England hit its inflation target of 2%. The...
Barclays has announced significant changes to its interest only mortgage requirements, introducing a new tiered equity system based on the location of the security property. This update, effective immediately, is designed to provide a more location-specific approach...
In a significant move to make homeownership more accessible to different types of borrowers, Hinckley & Rugby for Intermediaries has announced relaxed criteria on its Credit Flex adverse credit mortgage product, designed for borrowers with adverse credit...
Metro Bank has recently announced significant enhancements to its interest-only and buy-to-let (BTL) mortgage criteria, marking a strategic move to strengthen its position as a leading specialist lender on the high street. These changes are designed to offer greater...
Halifax has announced an increase in the minimum mortgage amount for their 2 year and 5 year fixed-rate products, available through selected mortgage intermediaries. Historically, Halifax's minimum mortgage amount was £25,000, which is considered one of the lowest...
Should I Pay Off My Mortgage Early in the UK? Paying off your mortgage early might seem like the safest financial move, but for many high earners and property owners in the UK, it’s not always the smartest. In fact, depending on your situation, keeping your mortgage...
The last few months have been tough, there's no question about that. The rising cost of living in the UK has meant that the average person is now paying more for utilities like gas, water, and electricity. Food and drink prices have soared, and petrol and diesel now...
Most mortgage borrowers are pretty clued up on the initial terms of their loan. Well, at least they should be if their mortgage broker has explained things to them! Normally you would fix your mortgage for a period of 2 to 5 years and enjoy the rate and product you...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.