The latest UK Mortgage Market Update covering the week ending 20th July 2026, including mortgage rates, lender changes, house prices and the latest property market news.
UK Mortgage Market Update – 20th of July 2026
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Articles by
Louis Mason
Louis Mason
Louis Mason is Marketing and Communications Director at Oportfolio Mortgages and has more than ten years of experience working within financial services. Louis oversees Oportfolio’s marketing and communications, producing and managing mortgage-related content across the website, including guides, news articles, market commentary and case studies. He works closely with Oportfolio’s mortgage advisers and other industry professionals to turn complex mortgage and property topics into clear, accessible information for borrowers. His writing covers a broad range of subjects including mortgage affordability, first-time buyers, remortgaging, buy-to-let, high-net-worth and complex mortgages, lender criteria and developments in the UK mortgage and property markets.
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Remortgaging To Release Equity
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The Importance of Remortgaging and Product Switching
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Slow Growth in UK House Prices Reported by the ONS
In a recent report released by the Office for National Statistics (ONS), the average UK house prices experienced a modest increase of 1.7% in the year leading up to June 2023, signalling a potential shift in the dynamics of the property market. The data reveals a...
Buying a Property From Your Landlord
Living in a property for years and making it your own, can often make it very difficult for tenants to part with it. For some lucky first-time buyers, the opportunity might arise for them to actually purchase their rental property from their landlord. For many...
Interest-Only Mortgage Demand Falls According To FCA
In a notable shift within the mortgage market, demand for interest-only mortgages has plummeted by over half over the last eight years, dropping below the one million mark, according to data released by the Financial Conduct Authority (FCA). The FCA's recent report...
TMW Increases Stress Test Rate for Portfolio Landlords
In another tough blow to UK landlords, The Mortgage Works (TMW) has announced an adjustment to its stress rate for buy-to-let (BTL) portfolio landlords. For buy-to-let mortgage applications, a lender will normally stress test the interest of the loan and the projected...
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London Owners Are Opting To Let Out Properties Rather Than Sell
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Coventry Building Society Announces Fixed Rate Reductions
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NatWest Announces Exciting Changes to Mortgage Products
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Virgin Announces Rate Cuts, Offering Exclusives for a Short Time
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