A joint borrower sole proprietor mortgage can allow another person’s income to support your mortgage without them necessarily owning the property. Find out how JBSP mortgages work, which lenders offer them, the stamp duty implications and what supporting borrowers need to know.
Buying a flat with a short lease? Discover how remaining lease length affects mortgage eligibility, lender criteria, property valuations and your options.
UK mortgage rates continued rising between the 21st and 28th of September, but not every lender followed the same direction. We examine the latest fixed rates, lender changes and what they mean for buyers and homeowners.
Our weekly UK mortgage market update covers the latest mortgage rate changes, lender news and property market developments for the week ending 29 June 2026.
Looking for the best estate agents in Putney? This guide highlights some of the leading estate agents helping buyers, sellers, landlords and tenants across SW15 and South West London.
When a property chain collapses, many buyers assume their purchase is over. In this case study, discover how Oportfolio helped a home mover restructure their mortgage plans and successfully complete on their new home.
Looking to buy your first home in London? Discover some of the best areas for first-time buyers in London, including Wandsworth, Earlsfield, Balham, Wimbledon, Leyton, Barking, Croydon, and more. Explore property prices, transport links, lifestyle benefits, and what to consider before choosing where to buy your first property in the capital.
If recent events have taught us anything it is that jobs, income, and cashflow aren’t always as straight forward and secure as we might think. Sometimes, no amount of planning can prepare you for unexpected events and now more than ever, it is difficult to know how to make sure that you are financially secure when the economy is so uncertain.
The Bank of England held rates at 3.75%, asking prices recorded their biggest June fall in 14 years, and mortgage approvals remained strong. Read the latest UK mortgage market update.
A London buyer was told they could not borrow enough for their dream home. Discover how Oportfolio secured £125,000 more borrowing through specialist lender selection.
Should you rent or buy a house in the UK? Learn the pros and cons of renting vs buying, mortgage affordability, and when home ownership may make financial sense.
Can you remortgage before your fixed rate ends? Learn when to start the remortgage process, how early you can secure a new deal, and whether penalties apply.
Can you get a mortgage using commission income? Learn how lenders assess commission earnings and why choosing the right lender can significantly impact borrowing potential.
Learn how remortgaging for home improvements works, how to release equity from your property, and whether borrowing more on your mortgage could help fund renovations.
Can you use RSUs, bonuses and share income when applying for a mortgage? Learn how lenders assess complex income and why choosing the right lender can make a huge difference.
