UK mortgage rates continued rising between the 21st and 28th of September, but not every lender followed the same direction. We examine the latest fixed rates, lender changes and what they mean for buyers and homeowners.
Could UK interest rates rise again? We look at HSBC’s latest economic outlook, what could happen to Bank Rate and inflation, and what it could mean for mortgage borrowers in 2026 and 2027.
Already received your mortgage offer but found a better rate? We explain whether you can change mortgage product or lender before completion and when switching could be worthwhile.
Oportfolio Mortgages speaks with Beyant Khosti from TaxAssist Putney about self-employed mortgages, landlord taxation, financial preparation, and what buyers need to know before purchasing property in London.
Learn how long mortgage offers last in the UK, what happens if your mortgage offer expires, and whether lenders allow extensions.
Halifax has launched a new £5,000 deposit mortgage for first-time buyers. Learn who qualifies, how the scheme works, and what buyers should consider.
Latest UK mortgage market update covering mortgage rates, lender changes, housing market trends, remortgage news and Bank of England developments.
Discover the most common first-time buyer mistakes in the UK and how to avoid them to save money and secure the right mortgage.
First-time buyer myths explained. Discover the truth about deposits, credit, and mortgages for first-time homebuyers in the UK.
Can you get a mortgage during probation in the UK? Learn which lenders accept new job applications and how to improve approval chances.
Bonus income mortgage UK case study showing how a £1.8M mortgage was secured by structuring bonus income correctly.
£200k Salary Mortgage UK: How Much Mortgage Can You Afford? If you’re earning £200,000 a year, one of the most common questions is: “How much mortgage can I afford with a £200k salary?” The answer depends on several factors, including your income structure, deposit,...
High Earner Mortgages UK: What Are Your Options? If you’re a high earner, you may assume getting a mortgage is straightforward, but that isn’t always the case. Even for high-income applicants, lenders don’t always assess income in a way that reflects true...
Mortgage affordability checks are assessments used by lenders to decide how much you can borrow and whether you can afford the monthly repayments.
Can you get a mortgage with debt in the UK? Learn how loans, credit cards, and finance affect affordability and borrowing.
