Could UK interest rates rise again? We look at HSBC’s latest economic outlook, what could happen to Bank Rate and inflation, and what it could mean for mortgage borrowers in 2026 and 2027.
Already received your mortgage offer but found a better rate? We explain whether you can change mortgage product or lender before completion and when switching could be worthwhile.
UK mortgage rates rose sharply between the 14th and 21st of September despite the Bank of England holding Bank Rate at 3.75%. We look at the latest fixed rates, lender changes, house prices and what borrowers should watch next.
Self-Employed Mortgage (1 Year Accounts UK): What Are Your Options? If you’re self-employed and only have one year of accounts, you may be wondering: “Can I get a mortgage with 1 year accounts?” The good news is, yes, it is possible. There are lenders in the UK who...
Mortgage rates in the UK rose again in the third week of April 2026 as lenders adjusted pricing. Here’s what it means for buyers and remortgages.
Arranging a large mortgage? See how a small change saved our client money on a £1m+ loan. Specialist advice for high-value mortgages in the UK.
Find out how mortgage affordability works in London, including how much you could borrow based on your income, how your deposit affects your property budget and how lenders assess bonus, self-employed and complex income.
Changing jobs before applying for a mortgage in the UK? Learn how it affects approval, probation periods, and borrowing in this 2026 guide.
If you earn £1 million a year, your mortgage options go far beyond standard high street lending. At this level, you’re likely to be considered a high net worth (HNW) or ultra high net worth (UHNW) client, meaning lenders can offer bespoke mortgage solutions tailored...
Mortgage rates remain high in April 2026, although pricing eased slightly this week. Here’s what it means for UK buyers and homeowners.
See how a £1.2M mortgage was approved using bonus income and why choosing the right lender can significantly increase borrowing potential.
In most cases, you’ll need a household income of around £400,000–£500,000 to secure a £2 million mortgage in the UK, depending on your deposit size, income structure, and lender affordability rules. Below, we break down realistic salary scenarios, lender calculations,...
Mortgage declined in the UK? Learn the most common reasons lenders reject applications and what you can do to improve your chances.
If you earn £500,000 a year, you have access to some of the most flexible and powerful mortgage options in the UK, but that doesn’t mean every lender will offer you the best deal. In fact, high earners often require specialist lenders or private banks to unlock the...
Mortgage rates rose again this week as lenders repriced deals and market uncertainty increased. Here’s what it means for UK buyers and homeowners.
