Case Study: Securing a Mortgage Quickly to Meet a Tight Exchange Deadline This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. In competitive property markets like London, timing can be just as...

Case study showing how a London buyer secured a mortgage using bonus income after their lender initially offered lower borrowing.

Case Study: Helping a Self-Employed Buyer Secure a Mortgage After Their Bank Declined This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. Self-employed borrowers often find applying for a...

How We Helped a London Buyer Borrow £80,000 More Than Their Bank Offered The Situation Our clients were a London-based professional couple looking to buy their next home with a required mortgage of £700,000. They had strong incomes and a solid deposit in place, but...

We helped a client to secure a £1 Million+ mortgage with bonus income within 7 working days. But, it wasn't as simple as it might seem. The Challenge A client with strong earnings needed a large mortgage quickly, but their income structure included variable bonus...

Looking for ways to cut your monthly mortgage bill? This real-life case study shows how our team at Oportfolio Mortgages in Putney helped one local family reduce their repayments by £300 every month, without moving home or changing their lifestyle. Just with the help...

Buying your first home in Wandsworth can feel out of reach, especially if you’re renting and unsure whether you’d qualify for a mortgage. That’s exactly how our clients felt when they came to Oportfolio Mortgages. They had been long-term renters in Wandsworth and...

At Oportfolio Mortgages, we hear many common mortgage myths that hold potential homebuyers back. One of the biggest misconceptions? Thinking that a low credit score automatically means you can’t get a mortgage. Myth: “Their Credit Score Was Too Low to Get Approved”...

There are actually quite a number of myths out there in the mortgage world, and especially with self-employed borrowers. Plenty of people think they're at a disadvantage when applying for a mortgage just because they don't have a standard 9-to-5 income. Today, we're...

At Oportfolio Mortgages, we’re all about finding real solutions for real people quickly, efficiently, and with as little stress as possible. This recent client success story is the perfect example of how our team goes above and beyond when time is of the essence, to...

Buying your first home is exciting, and sometimes overwhelming. Recently, we worked with a client, Sarah, a first-time buyer in her early 30s, who had just had an offer accepted on a one-bedroom flat in Putney. If you're looking for a first-time buyer mortgage, Putney...

Our client recently faced the complex and emotionally charged task of separating finances and property ownership after splitting from his partner. The couple had a joint mortgage on their residential property, a buy-to-let (BTL) property with a mortgage, and a second...