Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK Mortgage Market Update – 1st of September 2026
UK house prices rose 1.6% annually in August while mortgage approvals fell to their lowest level since January 2024. We look at the latest mortgage rates, lender changes and what they mean for borrowers.
Virgin Money Highlights Interest-Only Mortgage Options for Borrowers
Virgin Money has highlighted its interest-only mortgage options, including borrowing up to 75% LTV and £1 million, alongside a range of accepted repayment strategies.
How A Higher Property Valuation Saved Our Clients £75 A Month On Their Mortgage
A higher property valuation moved our clients from a 95% to an 85% LTV mortgage product, reducing their monthly mortgage payments by around £75. Here’s how it happened.
In Conversation With Jeffrey Krampah-Williams From Santander
Still only in his 30's, Jeffrey Krampah-Williams has already carved out an impressive career in the financial industry, rising through the ranks to become National Key Account Manager and Head of Large Loans at Santander. His journey, which began in 2012 after leaving...
Accord Launches First-Time Buyer Cashback Mortgage Products
Accord Mortgages has introduced an exciting new range of first-time buyer (FTB) cashback mortgage products, designed to help ease the financial burden of purchasing a first home. These new mortgage products offer cashback amounts from £2,500 up to £6,250, providing...
New HSBC Premier Mortgage Range With Fixed Rates and Cashback
HSBC has announced a series of updates to its Premier mortgage products, introducing new fixed-rate options and making changes to cashback incentives. The adjustments apply to both residential and buy-to-let (BTL) segments for HSBC premier mortgage borrowers, offering...
Can I Get A New Mortgage Before My Old One Ends?
As your current mortgage deal approaches its end, you might be wondering if it’s possible to secure a new mortgage deal before your old one expires. The good news is that, yes, you can start exploring your options for a remortgage or product transfer up to six months...
Accord Buy-To-Let Mortgage Rates Are Reducing
Significant reductions to Accord buy-t-let mortgage rates have been announced today, offering a fresh opportunity for landlords to secure more competitive deals in a tough rental market. Starting from Wednesday the 19th of March 2025, Accord will reduce rates on a...
Is Buy-To-Let Worth It? The Pros & Cons
The UK property market has always been a popular investment choice, but recent years have seen significant changes that leave many investors questioning whether buy-to-let is still worth it. With fluctuating property prices, shifting mortgage rates, increased...
Getting a Mortgage in Wandsworth: A Guide to Buying Property in SW London
Buying or remortgaging a property in Wandsworth? From affordability and deposits to complex income and £1 million+ borrowing, discover the key mortgage considerations for buying or owning a home in South West London.
What is a Property Conveyancer and How Much Do They Cost?
Buying a home is one of the most significant financial decisions you'll make in your lifetime. Whether you're purchasing your first property, investing in a buy-to-let, or remortgaging, understanding the role of a property conveyancer is crucial. But what exactly does...
UK House Prices Hold Steady in February: Halifax House Price Index
The latest Halifax House Price Index report for February 2025 shows that UK house prices remained largely stable over the month, dipping by just -0.1%, following a +0.6% increase in January. The average property price now stands at £298,602, a marginal decrease of...
First-Time Buyer Mortgages UK: Leeds & Virgin Cut Rates
The UK mortgage market has received a welcome boost this week as Leeds Building Society and Virgin Money both announce significant rate reductions, aiming to support first-time buyers and homeowners looking for better deals. But with rising property prices, high...
New Low Barclays Mortgage Rates Of 3.96% Announced
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
Mortgage Rates Drop as Lenders Introduce New Sub-4% Deals
Fixed mortgage rates have fallen once again this week, with new sub-4% deals entering the market, according to Moneyfacts. However, despite these reductions, the average rates on two- and five-year fixed mortgages remained unchanged compared to the previous week. In...
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