Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Large Interest-Only Mortgages for High Net Worth Borrowers
Explore large interest-only mortgages for high net worth borrowers, including £1m+ loans, investment-backed repayment strategies, part-and-part mortgages and private-bank options.
Can I Borrow 5 Times My Salary For A Mortgage?
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
UK Mortgage Market Update – 17th of August 2026
The latest UK mortgage market update covering 10th–17th August 2026, including falling asking prices, higher mortgage rates, London property trends and the latest interest-rate outlook.
BM Solutions Expands Buy-to-Let Portfolio Mortgage Criteria
Today, BM Solutions (part of Lloyds Banking Group) has announced significant changes to their buy-to-let (BTL) and let-to-buy (LTB) mortgage criteria. From tomorrow (Friday the 29th of November) landlords will have greater borrowing flexibility, providing them with...
Barclays And Bank of Ireland Lead UK Mortgage Rate Reductions
In a potential sign of a bit of market stability, Barclays and Bank of Ireland have both announced significant reductions in their fixed mortgage rates, a few weeks after the UK Government unveiled its latest budget. This comes after a turbulent few months and lets be...
In Conversation With Ashley Filby From Insight Financial Associates
Welcome to our latest interview with Ashley Filby, an Independent Financial Planner at Insight Financial Associates. Insight is renowned for providing tailored financial solutions that help all kinds of clients with all kinds of financial advice needs. With a wealth...
20% Deposit Buy-To-Let Mortgage Offered By BM Solutions
Landlords and property investors have seemingly received a bit of a boost this morning as BM Solutions (Birmingham Midshires) announced an increase in their maximum loan-to-value (LTV) for buy-to-let mortgages to 80%. From tomorrow, you will be able to get a 20%...
Is Investing In Property In The North A Wise Move?
The North of England isn’t just synonymous with cheap pints, brit-pop and pies anymore! It seems that the North of England is capturing the attention of property investors like never before. Paragon Bank’s recent report, The Factors Driving the Buy-to-Let Market in...
UK Rental And Mortgage Payments Reach Highest Level In 13 Months
According to the recently released Barclays Property Insights report, UK rental and mortgage payments have surged to their highest level in over a year, with an increase of 6.4% in October 2024. This marks the steepest growth in housing costs since September 2023, yet...
HSBC Mortgage Rates Increase Despite Base Rate Drop: Here’s Why
HSBC has announced a huge increase in mortgage rates across nearly all of their lending categories including residential and Buy-to-Let mortgages. It is quite clear that this rate rise from HSBC (one of the UK’s big six lenders) will negatively impact a lot of...
Leeds Building Society Launches New Mortgage Products
Almost certainly in response to the recent base rate reduction by the Bank of England, Leeds Building Society has announced updates to its mortgage products. Although not one of the typical big six lenders of the UK, Leeds’s new mortgage products definitely offer some...
Can I Use Rental Income to Qualify for a Mortgage?
Can rental income help you qualify for a residential mortgage? Learn how lenders assess income from rental property, what evidence you may need and how landlord income can affect affordability.
Can Mortgages Be Transferred To Another Property
Can mortgages be transferred to another property? That is certainly a question that a lot of people who currently have a mortgage want to know. Getting a mortgage is normally quite a smooth process if you have the right kind of mortgage advice and advisor. However,...
HSBC Increases 53 Mortgage Product Rates Amid Economic Uncertainty
It has been announced today that HSBC has increased mortgage product rates on 53 of its mortgage products, impacting many different areas of residential mortgage borrowing. Some of the customers expected to be impacted by the rate increases are existing customers...
Santander Mortgage Rates Slashed While Virgin Increases Fixed Deals
Amid recent economic policy shifts, Santander and Virgin Money have made notable changes to their mortgage rates, offering contrasting options for UK homebuyers and investors. Santander is reducing rates across its fixed-rate residential and buy-to-let mortgages, with...
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