Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
UK Mortgage Market Update – 3rd of August 2026
Read our latest UK Mortgage Market Update covering 27th July–3rd August 2026, including the Bank of England’s Base Rate decision, mortgage rate trends, house prices and what borrowers should watch next.
How We Helped a Chain-Free Buyer With Their Mortgage
Discover how Oportfolio Mortgages helped a buyer secure a mortgage and complete on time when purchasing a chain-free property, keeping the transaction moving smoothly from offer to completion.
Why Is Insurance Important? – Real Life Stories
Many people ask, “Why is insurance important?” In this guide, we share two real-life stories that highlight the importance of life insurance, critical illness cover and income protection, and why arranging protection early can safeguard your family’s financial future.
TSB Unveils New 3-Year Fixed Rate Mortgage at 4.99% Interest
In a move that promises to provide much-needed relief for homebuyers and existing mortgage customers, TSB has announced a series of rate reductions on its mortgage products, effective from this Friday. This includes the launch of an attractive 3-Year Fixed Rate...
What Is The Difference Between Hard and Soft Footprint Credit Checks?
When it comes to getting a mortgage, understanding the nuances of credit checks is paramount for borrowers seeking new home finance. Recent developments from Barclays Bank have brought significant changes to the credit checking process for mortgage applicants. In this...
Virgin Money Mortgages Announces Rate Reductions
Virgin Money Mortgages, one of the more prominent high street lenders, has recently made noteworthy changes to its residential and landlord exclusive mortgage products. These changes, which include reductions of up to 0.26%, are aimed at providing more attractive...
Nationwide Remortgages
In today's ever-changing mortgage market, securing the best remortgage deal to suit your needs can be a daunting task. However, Nationwide Building Society offers a range of attractive remortgage options and criteria that can help you make the most of your property...
Changes for Large Portfolio Landlords: The Mortgage Works
In a move aimed at benefiting large portfolio landlords, The Mortgage Works (TMW), Nationwide Building Societies buy-to-let arm, has announced some noteworthy updates to its existing portfolio affordability assessment criteria, effective from the 17th of October 2023....
Significant Changes to Halifax Self-Employed Mortgage Criteria
Halifax, one of the UK's big six mortgage providers, has announced a significant change in its self-employed mortgage criteria, which will come into effect from tomorrow (Tuesday the 17th of October 2023). The new criteria will make significant changes to...
TSB’s New Criteria Improves Borrowing Mortgages Into Retirement
In a significant announcement this morning, TSB has unveiled some new lending criteria, aimed at helping individuals secure mortgages into retirement. The new policy reflects the shifting dynamics of the housing market and the growing demand from people looking to...
Coventry Building Society’s New 90% Mortgages
In mortgage news today, Coventry Building Society has taken a significant step to enhance the accessibility of homeownership in the UK. The lender has recently introduced fresh 2-year and 3-year fixed-rate mortgage options, catering to those seeking a 90% mortgages...
New Virgin Money Remortgage Products: Why You Need a Mortgage Advisor
Virgin Money has recently introduced a host of new residential loan products and reduced interest rates across a selection of its offerings. These changes have sparked interest among homeowners looking to remortgage with Virgin Money. However, navigating the...
Mortgage Rates Drop, Product Choices Rise: Why You Need a Mortgage Broker
In recent weeks and months, the mortgage market in the UK has witnessed a significant shift, as fixed-rate mortgages have seen notable reductions, making homeownership more affordable (if only marginally) for many. According to the latest Moneyfacts UK Mortgage Trends...
Banks Enhance Mortgage Affordability Amid Changing Market Conditions
In response to shifting market dynamics characterised by dwindling demand and waning interest in high-interest rate mortgages, Virgin Money and Clydesdale Bank have recently announced significant improvements to their mortgage affordability criteria. These changes...
Coventry Building Society Unveils Significant Mortgage Rate Reductions
In a move set to delight prospective and current property owners, Coventry Building Society has announced a series of substantial reductions in their mortgage rates. These changes, set to come into effect on Thursday the 5th of October 2023 at 8 am, will impact both...
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