Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Can You Get A Mortgage On A Fixed-Term Contract?
Working on a fixed-term contract? Find out how mortgage lenders assess contract workers, what documents you’ll need and how to improve your chances of getting approved.
UK Mortgage Market Update – 6th of July 2026
UK house prices were flat in June, mortgage approvals fell sharply, and affordability remains under pressure. Read the latest UK mortgage market update from Oportfolio Mortgages.
Lloyds Premier Mortgage Deals Now Available Through Brokers
The mortgage market continues to evolve, and there's some good news for eligible Lloyds Premier customers. From the 7th of July, borrowers with a Lloyds Premier Current Account can now access a range of exclusive Lloyds Premier mortgage deals through authorised...
Leading Ladies Of The PRIMIS Mortgage Network
Last week, Senior mortgage and protection advisor Jade Pinkerton and Administration manager She-rel Edwards from Oportfolio mortgages joined an exclusive group of mortgage and protection professionals at the PRIMIS mortgage network leading ladies' event in Birmingham....
Help To Buy Deadline Extended
The Help to Buy scheme was a scheme introduced by the UK government in 2013 as a means of boosting the new build property market and to give more people the chance to purchase their dream home. The scheme ran successfully from 2013 until the end of this year when it...
The Rise Of The Loft Conversion In London
Take a stroll down any residential street in London, specifically Southwest London for us being based in Putney, chances are that you will stumble across a loft conversion taking place. The tell-tale signs are a large metal structure protruding from the front of a...
Are Buy-To-Let Mortgages Recovering?
Finance expert and press officer at Moneyfacts.com Rachael Springall released a report yesterday into the re-emergence of Buy-to-let mortgages over the last week or so after being completely decimated in recent months. The financial crisis that the UK (and the world...
Virgin Money Releases New Low Mortgage Rates
Virgin money for intermediaries, the mortgage lending side of the Virgin conglomerate, have announced that they will be making significant rate reductions for some of their mortgage products. These new low mortgage rates are a good sign that mortgages are slowly...
Mortgage Products Down 41%. Speak To An Advisor Now.
2022, specifically the last few months of 2022, has been a challenging year for everyone and as mortgage professionals we have seen first-hand how 2022 has affected people's finances. A series of rather disastrous financial decisions made by the UK government and...
Reduced Rates For Major Buy-To-Let Lender
In a very well received message to all mortgage brokers registered, buy-to-let lender The Mortgage Works (TMW) have announced that they will be the latest in a long line of mortgage lenders who are dropping their rates. In recent weeks, many mortgage lenders have been...
5-Year Fixed Mortgages Are Finally Below 6%
The news we have all been waiting to hear! Finally, 5-year fixed mortgages are below 6% again. The first time this has happened in almost 2 months. Does this signal a drop in all products is on the horizon? Or is this just an anomaly? The average 5-year fixed mortgage...
Getting Mortgages For Doctors
As a medical professional, you have perhaps one of the most important jobs you can have. It is your responsibility to treat ill or injured people regardless of any personal, political, ideological or any other kind of differences. Your selfless commitment as a doctor...
Mortgages For A Partner In A Business
So, you started off as the document filer in the mailroom straight out of school. With little or no experience in business, you've fought and clawed your way up and learned everything you know along the way from your peers and now you have made it to the top of the...
62% Of Borrowers Are Worried About Mortgage Payments
New data released by researcher QuMind has revealed that a shocking 62% of Britons that they interviewed are concerned about rising mortgage payments or rent payments if their landlord's mortgage and utilities go up. The organisation interviewed a test group of...
More Lender Rates Coming Down
This week has already started with a bang, in a positive way! More and more mortgage lender rates are coming down across products and borrowing is finally becoming cheaper. This week alone HSBC, Virgin, Clydesdale, Coventry and Paragon have all already reduced their...
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If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.