What Type of Life Insurance Do I Need?

What Our Clients Say About Our Protection Advice

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 sarah Thomson 
 
26 August 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
We had a great experience with Oportfolio. Pharell and Remmea were wonderful and really helped us in the process of buying our first home. Their communication was excellent throughout and secured us a great mortgage and life insurance. Highly recommend!
  
 
 
 
 
  
 
 
 
 
 Mara AH 
 
18 May 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
An excellent experience from day one. Jade made the entire buying process straightforward and stress-free. Jade is very knowledgeable, approachable and took the time to explain everything clearly without ever making it seem complicated. No matter how many questions I had, Jade was always patient and happy to help which really put me at ease. In addition her team, Grace and Pharell were diligent and very helpful. Jade took care of both my mortgage and insurance. I had peace of mind throughout the process and would highly recommend Jade and her team to anyone buying a home.
  
 
 
 
 
  
 
 
 
 
 Niall Tutt 
 
17 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
The OPortfolio team were fantastic throughout my house purchase helping with brokerage and insurance cover. The team were always happy to help and explained the options to me thoroughly.
  
 
 
 
 
  
 
 
 
 
 Hayley Stewart 
 
14 April 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
We cannot recommend and thank Remmea enough for her first class service. I have been a return client of Remmea’s for 5 years and I think this speaks volumes. Remmea has supported my husband and I securing 2 mortgages. Not only is Remmea very professional, she has come on our journey with us from owning our first home, to organising our life/health insurance when our baby girl was born. Which shows the amazing support and attention to detail Remmea gives her clients.
Thank you again Remmea for all your help.
  
 
 
 
 
  
 
 
 
 
 Danny Maguire 
 
25 February 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
I've recently used Oportfolio to arrange my life insurance cover. I can't praise or thank Remmea enough for all the help and guidance. It's certainly a field I wasn't confident in navigating myself and Remmea took care of everything. She was very helpful and accommodating with meeting times, arranging quotes and talking me through each stage. I'll be using them in the future and certainly recommending her to my friends.
  
 
 
 
 
  
 
 
 
 
 Joe Duffy 
 
28 January 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Oportfolio have been excellent in every aspect with assisting us with our mortgage as First Time Buyers. Remmea and her team have kept everything stress free, responded quickly and kept us in the loop with everything involved in getting a mortgage. The team have been very flexible in organising meetings to cater for our needs  for example organising meetings later on at night once we both finished work. Also once we had secured our mortgage they have been constantly watching the rates to get us a better rate for our property which has been fantastic. They also assisted with our life insurance which was a great help. I would recommend Oportfolio to anyone due to how efficient and simple they have made what could be a high stressful process
  
 
 
 
 
  
 
 
 
 
 William Davidson 
 
20 January 2026
 
 
 Trustindex verifies that the original source of the review is Google. 
Everything from Remmea at Portfolio is fantastic.
Remmea has helped me with my mortgages and life insurance over the years and has always went above and beyond. I will only be asking Remmea for her help in the future, highly recommend.
  
 
 
 
 
  
 
 
 
 
 Cristina C 
 
21 October 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
My husband David and I had a fantastic experience working with Oliver and She-rel at Oportfolio. We are first time buyers, and whilst we had done plenty of research into financing our first home purchase, there were a number of unknowns that Oliver guided us through, from whether an interest-only, repayment or combined mortgage would best suit our situation and why, whilst ensuring we would get the best deal possible. Oliver and She-rel instilled great confidence in us from the get-go, making each step of the process crystal clear and being super hands on to support with any additional needs as we processed or mortgage application paperwork. The speed at which the team worked was also impressive, which we're so grateful for given our intended exchange timeline. We also really appreciated the breakdown of life and income insurance options which has given us peace of mind in the biggest financial decision we've ever made. Last but not least, Oliver and She-rel took the time to call us to discuss any queries over the phone - this kind of care can be a rarity. We are thrilled with Oportfolio's service and would recommend them in a heartbeat (we already have made a referral!). A huge thank you again to the Oportfolio team.
  
 
 
 
 
  
 
 
 
 
 Jen Wilson 
 
27 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We have recently used Oportfolio to apply for a mortgage, life insurance and critical illness cover. The service provided my Remmea has been outstanding, she has been super flexible in accommodating meetings at times that suit and took time to fully understand our needs to ensure the products selected met these. Remmea is extremely knowledgeable, patient and friendly and ensures you fully understand all options available to make an informed decision. Remmea has been on hand to respond to any queries through the process, ensuring we felt fully supported.

Molly and She-rel have also been extremely helpful in completing the applications, liaising with all relevant parties and keeping us updated throughout. They are both extremely diligent and have kept us on track with the process.

Our experience using Oportfolio services has been brilliant from start to finish, thank you!
  
 
 
 
 
  
 
 
 
 
 Samantha Hayes 
 
19 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We recently worked with Remmea O’Brien from Oportfolio on the renewal of our Group Life Insurance and the placement of a new Group Income Protection policy. Remmea was consistently astute, diligent and efficient. She took the time to understand our business, translated that into well-judged recommendations, and reacted quickly as our requirements evolved. The process felt effortless on our side—clear communication, well-structured comparisons, and confident navigation of the market to secure suitable terms. We’re very pleased with both the outcome and the experience, and would not hesitate to recommend Remmea and her firm or use their services again.
  
 
 
 
 
  
 
 
 
 
 Richard Thomson 
 
17 September 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
I couldn’t recommend Remmea and Holly highly enough. I’m very happy with the level of service and going above and beyond to deal with insurance companies on my behalf. The whole process was very simple and the timings of meetings etc was always able to be tailored around my work schedule.
  
 
 
 
 
  
 
 
 
 
 James Tilley 
 
11 August 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
I recently engaged the services OPortfolio to secure a mortgage for a residential property purchase, with no prior relationship other than a couple of conversations with Oliver Whitehead over a decade ago, for a purchase that didn't quite materialise in the end. Reaching out after so long proved to be the right thing to do.

With some tricky circumstances to navigate, Oliver and the team provided a service that was efficient, thorough, considered, personalised and most importantly, supportive. A great deal of effort was put in to find the right lender, product and protection to suit my situation. The flow of information, initially through a very intuitive online portal, was timely and informative. Will certainly use OPortfolio again and would highly recommend.
  
 
 
 
 
  
 
 
 
 
 Leanne McGuigan 
 
28 July 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We have being working Remmea for years now and she has  dealt with all of our private medical insurance needs across our various companies. Always fantastic service and communication. Would highly recommend Remmea at Oportfolio! Thank you 😊
  
 
 
 
 
  
 
 
 
 
 Kirsty D 
 
1 July 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
excellent service with Oportfolio. Remmea is second to none.  She always takes the time to go through things to make sure we are getting everything we need and always the best value for money.  Kept up to date throughout the whole process of renewing out mortgage and full health/life insurance overhaul.   Would absolutely recommend to anyone who is looking for assistance in the mortgage and insurance minefield.
  
 
 
 
 
  
 
 
 
 
 Jemma Farleigh 
 
31 May 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
Excellent service from start to finish for all my mortgage and insurance needs. Jade and She-rel kept me updated and informed throughout with great communication and updates and a personal service. They are very professional and also very  knowledgeable and always have our best interests in mind to source the best products for our needs. I have used them before and would definitely keep recommending them - thanks again for all your help in ensuring such a smooth process!
  
 
 
 
 
  
 
 
 
 
 Amalia Vitale 
 
16 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
Oportfolio were recommended to us by a friend. We are both self employed artists and were nervous stepping into this realm as we were worried we'd have little result, regardless of income. Oliver made us feel instantly at ease and assured us that there were always options and then Molly took over down the line, always taking time to explain each step and guiding us with our choices. Thanks to Oportfolio we now have a house! And we feel secure with all the insurance options that they helped us with as well. Highly recommend!!!
  
 
 
 
 
  
 
 
 
 
 conanius 
 
3 April 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
I was recommended to get in touch with Oliver and the team at Oportfolio by a friend who had happily used them previously.

I had a mortgage I needed to port, and a minor amount of additional borrowing required. However, I'd come up short with prior efforts elsewhere that had taken nearly 2 months. I have a slightly unconventional - but not uncommon - employment method and that was seemingly causing mass confusion.

Oliver immediately grappled this and offered options I didn't know existed.

It was clear the team at Oportfolio have an extensive network of key senior contacts at various financial establishments, and could quickly suggest options. As such, in parallel to reopening discussions with my existing lender, trying to salvage the port, the team put forward an alternate option and promptly got an AIP.

The short version is, within 5 working days of instructing Oliver, I now have a fully agreed mortgage offer in writing with my current lender. This has quite literally saved us thousands.

I appreciate this is a niche scenario and not everyone will get such immediate and impressive results, but I hugely regret not using Oliver sooner.

At the same time as this was occurring, the team reviewed our protection policies, and identified we could get better cover at a lower price. Unsurprisingly, we're now progressing this.

All the way through this I was left in no doubt things were in hand. Clear, concise and prompt responses to all communications. No fuss, no hassle.

We're hugely thankful to the team. I can't recommend them highly enough. I wont' be going anywhere else.
  
 
 
 
 
  
 
 
 
 
 Lourdes Scovell 
 
19 February 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
We moved house in the middle of the pandemic, and Oliver from Oportfolio not only secured the best possible rate for us but was also involved throughout the entire process, answering all our questions until we finally got the keys to our home. The stress of buying a property was significantly heightened due to the pandemic, but Oportfolio remained committed to providing exceptional service and professionalism.

Now, five years later, we are back in touch to review our mortgage, and we’re delighted to receive the same outstanding service. Freya, the Mortgage and Protection Administrator, has been handling all the necessary paperwork on our behalf, making the process smooth and stress-free.

I highly recommend Oportfolio to anyone looking for a professional and dedicated team to support them.
  
 
 
 
 
  
 
 
 
 
 Mark Ferguson 
 
6 January 2025
 
 
 Trustindex verifies that the original source of the review is Google. 
Mortgage and Protection Specialist Remmea Moohan's outstanding and professional approach are second to none. Her advice is clear, concise and delivered in a timely manner. She goes the extra mile to find the exact product that fits the specific needs. I have relied on Remmea's services for a number of years and have never been let down. I am extremely comfortable leaving my financial advice in Remmea's capable hands and have no hesitation in recommending her services to friends and family, who as matter of interest also rate her extremely highly having arranged mortgages for all 3 of my children.
  
 
 
 
 
  
 
 
 
 
 Christopher Brocklehurst 
 
10 December 2024
 
 
 Trustindex verifies that the original source of the review is Google. 
Oportfolio offer a great service.  Oliver and the team give very useful, practical advice, and are very personable and easy to talk to.  They are highly proactive and helpful in managing re-mortgages, and are very knowledgeable and detailed with insurance policies.  A friend recommended them many years ago and we haven't been disappointed once!  Thank you Oportfolio!
  
 
 
 
 
  
 
 
 
 
 James Phillipson 
 
17 November 2024
 
 
 Trustindex verifies that the original source of the review is Google. 
Have used Oportfolio for some years now to arrange mortgages, health and life insurance. Faultless service delivered by that rare breed of highly professional yet personable and approachable team members. 6 stars.