In today's unpredictable economy, being successful and prospering usually boils down to keeping your finances in check. To safeguard against these uncertainties, financial protection becomes essential, especially if you have people and assets to protect. And two...
In life, unforeseen challenges can certainly cast a shadow over our carefully laid plans. When it comes to health, the unpredictability of critical illnesses poses a significant threat to our well-being and financial stability. In the face of such uncertainties, a...
Questions to ask for first-time home buyers answered by Oportfolio Getting on the property ladder can feel like an impossible task. Although still a challenge for many, there is a lot of help available for first-time buyers to get a mortgage and their first home. Here...
Going to the gym helps you build your fitness and improve your endurance. Aside from the obvious physical benefits, the gym can also help your mental well being, by improving your mood, sleep, and brain function. When you’re living and working in London, life can be...
At the start of 2018 the Bank of England was warning that interest rates would almost certainly have to rise in order to keep pace with inflation and the Government’s economic targets. By August of that year, the threat of rising rates had receded and in the time...
There are some things that most of us would prefer not to think about such as getting protected. That’s why the consumer watchdog Which? estimates that only 54% of people have a Will. It probably also explains why, according to a recent report for a leading insurance...
For most people, the process of buying a first home stirs up a whirlwind of emotions. It’s exciting, of course – getting on the housing ladder is a significant milestone in life – but it can also be stressful, overwhelming and exhausting, especially if you don’t have...
What is a mortgage payment holiday? A mortgage holiday is an arranged break from paying your monthly mortgage payment. Whether that is capital and interest or purely interest only. Mortgage holidays are temporary and should only be taken in unavoidable and serious...
We’re living through strange times in the housing market where open an house allows a full afternoon of ten-minute viewings, resulting in immediate offers being put in at asking price – or above. Long gone are the days when the buyer holds the power and a lower...
Here’s a selection of independent testimonials written by clients who have used Oportfolio based on referrals from others or who would happily recommend us to members of their personal network. “We were recommended Oportfolio through a friend and are very happy that...
Gus and Selena were referred to us by James Penny of Penny & Sinclair Estate Agents in Oxford who has regularly referred clients to us over several years. During our initial conversation with the couple, it was clear they had fallen head over heels for a period...
You’ve probably already got a lot of monthly outgoings, and no-one wants to add to that long list of standing orders – unless, of course, it’s a vital part of your financial future. Getting life insurance could help your loved ones pay for exactly those outgoings when...
The devil, as the old saying goes, is in the detail. This is especially true when it comes to your mortgage and personal income protection needs and I’m not just talking here about whether you’ve got the right products, but also the process of identifying and then...
A little like finding the perfect house, matching mortgage requirements to the right lender is a very individual and delicate process that requires knowledge and expertise to ensure it’s a complete fit for your long-term requirements. It’s not always easy to know what...
https://player.vimeo.com/video/547108910?app_id=122963 In setting up Oportfolio our goal was always to create a company that would go above and beyond, producing the highest standards of support and service for our clients looking to buy a home. We’re extraordinarily...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
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