At Oportfolio we believe that buying a home should be an exciting adventure rather than a stressful curse, but experience also tells us that the process of applying for a mortgage can be more than a little daunting, no matter how many times you’ve been through it.
Our aim is to free you from the stress of long conversations with prospective lenders and hours either poring over online application forms or hunting around for key documents during an interminable phone call with a lender’s mortgage adviser.
We do that by asking you to provide us with all the key information we’ll need for your application before we even sit down and talk to you about your plans and dreams for the next stage in your property journey.
One of the benefits of this approach is that much of the information you supply can also be used as the foundation for application processes relating to other services you may be interested in later on – like property insurance, health cover or income protection.
Once we’ve got a clear idea of what you can afford and the level of borrowing you’re likely to be able to achieve, we can identify a number of suitable mortgage products that will meet your needs.
We’ll give you the benefit of our expert knowledge to understand the advantages and disadvantages of each so that all you have to do is choose the product that you feel is best for you.
After that, we’ll take care of your application from start to finish, ensuring the form is completed properly and all the relevant documentation is supplied in a timely fashion. All that’s left for you to do then is get on with enjoying life until we get a decision from the lender.
Ready to start your journey with us? So are we. Click here to contact a member of our friendly team who’ll discuss the next steps with you.
Whether you need a mortgage,
personal or property insurance or
just some straightforward advice,
we are here to help.
If you’d like to talk to us about the services we offer and how we can help you to achieve your goals.
Whether you’re buying for the first time, moving or remortgaging, we’ll find the mortgage product that best suits your needs.
What personal and health risks should you insure against? We'll help you decide.
How much cover do you need for your property, and possessions inside and outside the home.
My experience using Oportfolio Ltd showcased the whole team under Oliver’s direction as capable and responsive. I have used Oportfolio to broker New purchases, Re-Mortgage and Buy to Let Applications, all of which to have been well managed.
I have used Oportfolio for over 10 years now. I can’t recommend them more highly. Always friendly, efficient and trustworthy.
This is the third time we have used Oportfolio Ltd to arrange a mortgage on a new home purchase and once again they have provided an excellent service. From assessing our financial position through to getting our application completed seamlessly.
We wanted to Remortgage to try and reduce our monthly payments and to release some equity for home improvements. Oportfolio Ltd provided a truly excellent service. We could release the equity and on top of that, our monthly repayments reduced by over 35%.
