At Oportfolio we believe that buying a home should be an exciting adventure rather than a stressful curse, but experience also tells us that the process of applying for a mortgage can be more than a little daunting, no matter how many times you’ve been through it.
Our aim is to free you from the stress of long conversations with prospective lenders and hours either poring over online application forms or hunting around for key documents during an interminable phone call with a lender’s mortgage adviser.
We do that by asking you to provide us with all the key information we’ll need for your application before we even sit down and talk to you about your plans and dreams for the next stage in your property journey.
One of the benefits of this approach is that much of the information you supply can also be used as the foundation for application processes relating to other services you may be interested in later on – like property insurance, health cover or income protection.
Once we’ve got a clear idea of what you can afford and the level of borrowing you’re likely to be able to achieve, we can identify a number of suitable mortgage products that will meet your needs.
We’ll give you the benefit of our expert knowledge to understand the advantages and disadvantages of each so that all you have to do is choose the product that you feel is best for you.
After that, we’ll take care of your application from start to finish, ensuring the form is completed properly and all the relevant documentation is supplied in a timely fashion. All that’s left for you to do then is get on with enjoying life until we get a decision from the lender.
Ready to start your journey with us? So are we. Click here to contact a member of our friendly team who’ll discuss the next steps with you.