Can you use RSUs, bonuses and share income when applying for a mortgage? Learn how lenders assess complex income and why choosing the right lender can make a huge difference.
Mortgage approvals reached a 15-month high while house prices continued to soften. Read the latest UK mortgage market update covering rates, affordability, remortgaging, and property market trends.
Discover how we helped a newly appointed executive secure a £750,000 mortgage while still in their probation period. Learn how lender criteria can make all the difference.
In a market saturated with one-size-fits-all policies, Guardian has once again raised the bar, and it’s something we at Oportfolio think more people need to pay attention to. Their latest overhaul of both adult and child critical illness (CI) cover proves that when it...
Buying a home by yourself can be a terrifying yet utterly freeing experience. Single, just divorced, or just preferring to do it alone, getting up the property ladder as an individual on your own means is very much an achievable option. This blog about the property...
The UK property investment market is constantly evolving, and one of the most notable trends in recent years is the rise in popularity of the limited company buy-to-let (BTL) mortgage. If you're a landlord, property investor, or considering becoming one, understanding...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
The UK property market has maintained its growth, with the latest data from the Office for National Statistics (ONS) showing a 5.4% increase in average house prices over the past year to February 2025. This takes the average UK house prices to £268,000, from a...
Insights from the HSBC Economic Outlook Webinar By Jade Pinkerton This week, our mortgage advisor Jade Pinkerton attended an insightful webinar hosted by HSBC, featuring Group Economist Liz Martins. The timing was significant as it came just a day after the latest...
Nationwide Building Society has announced a positive change to its popular Helping Hand mortgage product, making it more accessible to first-time buyers across the UK. As of Tuesday the 8th of April 2025, the minimum income requirement for sole applicants has been...
In a major boost for first-time buyers, Barclays has announced it will now offer zero deposit mortgages for individuals purchasing a home through the Right to Buy (RTB) scheme in England. The move eliminates the need for buyers to save for a traditional deposit,...
Are house prices going down in the UK? Well, according to the lates Halifax property price index, UK house prices fell by 0.5% in March 2025, with average property prices now £296,699! In this article, I will go through the new data released by Halifax and offer a...
Homebuyers and homeowners looking for a mortgage deal will welcome the latest news from Santander and TSB, as both lenders have announced reductions in their mortgage rates. These changes, effective from today, offer improved affordability and monthly interest...
Remortgaging. The process of switching your existing mortgage to a new deal, either with your current lender or a different one, can offer numerous financial advantages. Whether you're aiming to secure a better interest rate, consolidate debts, fund home improvements,...
The UK housing market is on track for significant growth, with property prices expected to rise by an average of 23.4% over the next five years according to research by Savills. Homeowners in the North of England are set to see the most substantial gains, making it an...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.