Earning £75,000 a year and wondering how much mortgage you could get? Explore potential borrowing amounts, income multiples, deposit examples and the factors UK lenders consider when assessing affordability.
High net worth borrowers may be able to use interest-only mortgages for larger property purchases. Discover how lenders assess affordability, assets and repayment strategies.
Can you borrow five times your salary for a UK mortgage? See 5x salary examples and learn how lenders assess income, affordability and higher income multiples.
Many people ask, “Why is insurance important?” In this guide, we share two real-life stories that highlight the importance of life insurance, critical illness cover and income protection, and why arranging protection early can safeguard your family’s financial future.
Can having investments improve your mortgage application? Learn how UK lenders assess investment portfolios, dividend income, ISAs and wealth when deciding how much you can borrow.
The latest UK Mortgage Market Update covering 20th–27th July 2026, including mortgage rate changes, house price trends, Bank of England expectations and what borrowers should watch next.
Learn how Oportfolio Mortgages helped first-time buyers purchase their dream home using a gifted deposit from family. Learn how the right lender, expert guidance and proactive communication helped make the mortgage process simple, stress-free and successful.
Discover how life insurance for self-employed people works, whether it’s tax deductible and how to choose the right cover to protect your mortgage, family and business.
Find out how mortgage lenders assess multiple sources of income, what documents you’ll need and how different income streams could affect your borrowing power.
The latest UK Mortgage Market Update covering the week ending 20th July 2026, including mortgage rates, lender changes, house prices and the latest property market news.
Buying a new-build home can present unique mortgage challenges. Discover how we helped a client secure their mortgage before construction was complete and kept their purchase on track.
For many homeowners, a large amount of wealth is tied up in their property. As property prices have increased over time and mortgage balances have reduced, many borrowers now have substantial equity in their homes. Remortgaging to release equity allows homeowners to...
Being paid weekly doesn’t usually stop you getting a mortgage. Discover how lenders assess weekly income, overtime and affordability in our latest FAQ guide.
UK mortgage rates recorded their biggest monthly fall since October 2024, while house prices rose slightly and the housing downturn eased. Read the latest mortgage market update from Oportfolio Mortgages.
Discover how we helped an experienced IT consultant on a fixed-term contract secure a £540,000 mortgage by choosing a lender that understood contract-based employment.
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.