Working on a fixed-term contract? Find out how mortgage lenders assess contract workers, what documents you’ll need and how to improve your chances of getting approved.
Working on a fixed-term contract? Find out how mortgage lenders assess contract workers, what documents you’ll need and how to improve your chances of getting approved.
UK house prices were flat in June, mortgage approvals fell sharply, and affordability remains under pressure. Read the latest UK mortgage market update from Oportfolio Mortgages.
The mortgage market continues to evolve, and there's some good news for eligible Lloyds Premier customers. From the 7th of July, borrowers with a Lloyds Premier Current Account can now access a range of exclusive Lloyds Premier mortgage deals through authorised...
In an honestly surprising move, Santander announced today that they would be raising selected standard residential fixed rates for both purchase and remortgage clients. This decision comes at a time when most lenders in the UK are actively reducing their mortgage...
In a move reflective of the broader market trends, Barclays Bank has announced significant reductions in mortgage interest rates on a selection of their residential purchase and remortgage products, today. The rate cuts, ranging up to 0.50% across the residential...
In an exciting development for property investors, The Mortgage Works (TMW) has announced a significant reduction in interest rates across its New Business product ranges, effective from Saturday the 20th of January 2024. The move is set to benefit buy-to-let...
When it comes to securing the best mortgage rates, timing is everything. At Oportfolio Mortgages, our commitment to providing you with the most competitive rates goes beyond what traditional brokers or price comparison sites can offer. As proud members of the PRIMIS...
Our clients, a couple looking to sell their existing property and purchase a new dream home, initially opted to approach their bank directly for a mortgage. Believing it would be a straightforward process, they found themselves in a complex situation due to issues...
In the world of rising living costs, the journey to homeownership is a bit of a financial puzzle for many first-time buyers. A recent survey by Uswitch Mortgages sheds light on the strategies employed by these buyers to step onto the property ladder and the...
International Client Mortgage - Background: Our client, a recent immigrant to the UK, sought to navigate the complex landscape of securing a mortgage for his new home. Having moved to the country just six months ago, possessing a 5-10% deposit, and holding a 5-year...
In a move welcomed by the property investment community, Birmingham Midshires (BM Solutions) has announced significant changes to its buy-to-let stress rate tests at the application stage, effective from today, Tuesday the 16th of January 2024. These modifications are...
In as diverse a market as the London mortgage scene, it is so important for brokers to be able to cater to a wide range of borrowers. At Oportfolio Mortgages, we collaborate with private banks such as Coutts to provide tailored mortgage solutions for high net worth...
In a perhaps unsurprising turn of events, Co-operative Bank has announced the temporary withdrawal of the majority of its fixed-rate mortgage products for new business. This move comes after the bank experienced an overwhelming surge in demand, prompting concerns over...
Today Santander has announced a ground breaking reduction in interest rates, with selected residential new business and product transfer 60% Loan-to-Value (LTV) 5-year fixed rates dropping below the 4% mark. A sub 4% mortgage offering has not been seen for many months...
In a positive development for potential homebuyers, Barclays has just announced substantial reductions in mortgage interest rates across its Residential Purchase range. The news, delivered in a communication to brokers at Oportfolio Mortgages this morning, reveals...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.