The property market is constantly evolving, with prospective homeowners on the lookout for the best opportunities to secure their dream home. And with things like rising house prices and higher cost of living, it is becoming more difficult for people to make that leap...
In a welcome move for homeowners with SVR mortgages, several leading mortgage lenders have already announced reductions in their Standard Variable Rate (SVR) mortgages following the Bank of England's decision to lower the base rate earlier this month. Effective from...
The UK's housing market is starting to look a lot more positive than it once did, with a notable increase in sales and buyers paying closer to asking prices, according to the latest data from property website Zoopla. The first half of 2024 has seen house prices...
This week we sadly saw the death of our Queen Elizabeth II of the United Kingdom and commonwealth realms. The Queen passed away at the grand age of 96 years old and the crown has now passed to her son, the new King Charles III. The Queen was a symbol of duty,...
Its a completely normal and natural thing to worry about money. 99.9% of people have worried about money at one time or another and we see it as our duty to try and alleviate financial worries as much as possible. Right now, the most common stresses stemming...
The amount of new homebuyers in the market seems to be falling rapidly, according to research carried out by The Royal Institute Of Chartered Surveyors. Is this something to be concerned about or just a blip as people feel the crunch of the cost of living? It...
Barclays bank have announced that they will be increasing their mortgage rates again in line with countless other lenders. We have coined the term lender panic in recent months to name the mass hysteria that mortgage lenders seem to be going through right now...
As gas, electricity, and water bills start to creep up and up, many people are looking at ways to cut costs. Whether its listening to Martin Lewis's rambling suggestions on TV or cutting back on TV time and having the heating running, people are trying to find...
Getting a mortgage can be one of the most exciting times in your life, but also potentially stressful if you are going into it without knowing what to expect and what the mortgage lender expects of you. The most common conundrum that mortgage customers have is "What...
Very encouraging figures released by financial advice platform Twenty7tec this week show that the amount of people searching for a mortgage has increased significantly in the last month despite reservations due to looming economic downturn. Against all odds and...
Mortgage lender Virgin money increase mortgage rates again across their core products, despite only announcing rate reductions for some products a couple of weeks ago. These rate increases from Virgin money are just another example of the mass rate rise panic that...
How much is my house worth if I look to sell in the next 12 months? How much will I have to fork out to be able to afford a house? Will properties become cheaper? Is the UK set for a housing market crash? Are house prices rising or falling? All valid questions...
Finally ready to spread your wings and flee the nest? Already living independently and tired of paying off your landlord’s mortgage for them? Knowing how to prepare for your first mortgage and where to start can seem like walking blindly through a mine field sometimes...
Newly released figures from the Bank of England this month show that remortgaging borrowing figures spiked in July 2022 while regular net mortgage borrowing figures dipped slightly. In June 2022, net mortgage borrowing figures for the country were recorded at...
Since beginning in 2013, the government led help to buy equity loan scheme has helped thousands of home buyers purchase properties in the UK. The scheme was introduced to help people who otherwise might have struggled to purchase a property, buy a house or an...
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.
Join our mailing list and receive a link to our latest ebook, Understanding a Volatile Mortgage Market. 23 pages of practical insights to navigate the unpredictable mortgage landscape.