If you're wondering how to get a mortgage in the UK, you're not alone. Whether you're a first-time buyer or moving home, understanding the mortgage process can feel overwhelming. From deposits and affordability to lender criteria and approvals, there are many moving...
Discover the most important questions to ask a mortgage broker and how to maximise your borrowing and mortgage approval chances.
Oportfolio Mortgages speaks with Aliya Kabani from Glendower Property Management about Putney property, buy-to-let investment, boutique property management, and the challenges and opportunities facing landlords in South West London.
Official figures released by the Bank of England this month shows that UK inflation has dropped for the second month in a row in December 2022. Figures show that inflation was at 10.7% in November and had dropped to 10.5% in December. Not a huge drop but much better...
One of the most important elements of the property purchase or property finance journey, but perhaps the most overlooked. Property surveying is an essential part of the home finance narrative arch, but unfortunately a lot of people are completely in the dark about...
In a promotional video released today by multi-national wealth management group Investec, Chief economist Philip Shaw has claimed that he predicts that inflation in the UK will likely come down very sharply as the overall outlook of the developed world economy starts...
At the end of 2022 mortgage rates in the UK increased to levels that I think we can fairly say that no one expected. This was mainly due to a mismanagement of taxes and budget by the government at the time. Products offered by lenders originally at sub 2% were coming...
Are you a budding entrepreneur looking to get into the property game? Have you seen how lucrative a living you can make from receiving rental income? Well this blog might just exactly what you need if you are looking to build your property empire. In this blog, we...
Historically, getting a Halifax mortgage has always been a pretty safe option. One of the main players in the UK mortgage market, Halifax has always offered high loan to value, competitively priced, and low fee mortgage products. Even in times of economic struggle,...
Mortgage lender Accord have issued an email out to all subscribing mortgage brokers today to announce that they are launching some new 80% mortgages with a range of different rates and products. Here is a breakdown of what these new products are: Accord are reducing...
When looking into getting a mortgage, whether it's your first or the 31st, you will undoubtedly come across the phrase loan to value. But what what does loan to value mean in mortgage terms? In this blog we will go through the ins and outs of loan to values and the...
In a message sent out to all mortgage intermediaries (brokers) yesterday, Nationwide announced a huge rate reduction to some of their mortgage products. The intermediary arm of the building society announced that they would be making some big changes to standard...
In a new year message sent out to all registered mortgage brokers in the first week of January, Santander gave a round-up of how they have supported brokers and borrowers with their mortgage applications in 2022. Last year was a difficult year in the UK for many...
Owning a property outright with no mortgage is a dream for a lot of people. Most people who buy property in the UK, for residential purposes or for investment purposes such as buy-to-lets, will need to take out a mortgage loan. With the average price of a property in...
This week it was announced by the UK government that the 95% mortgage guarantee scheme would continue to be rolled our for a further 12-months after a successful 20 month run since April 2021 and helping an estimated 24,000 low deposit buyers to secure a mortgage....
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.