Already received your mortgage offer but found a better rate? We explain whether you can change mortgage product or lender before completion and when switching could be worthwhile.
UK mortgage rates rose sharply between the 14th and 21st of September despite the Bank of England holding Bank Rate at 3.75%. We look at the latest fixed rates, lender changes, house prices and what borrowers should watch next.
Precise Mortgages has expanded its residential mortgage criteria, including interest-only lending up to 75% LTV, consideration of flats above 20 storeys and wider age and income eligibility. We explain what’s changed and who could benefit.
Mortgage rates rising in the UK? Learn what to do if your fixed rate is ending and how to manage higher payments with the right strategy.
Can you get a mortgage with 1 year of accounts? This case study shows how a self-employed buyer secured approval with the right lender.
Find out what salary you may need for a £1 million mortgage, how lenders assess larger loans, and how your income, deposit and circumstances can affect borrowing.
Most UK buyers need a 5%–20% deposit for a mortgage. Learn how deposit size affects rates, borrowing, and lender choice in this guide.
How much mortgage can you get on a £300k salary? Explore potential borrowing, £1.5m+ mortgages, income multiples, bonuses, deposits and large-loan affordability.
Find out what salary you may need for a £900k mortgage, how lenders assess affordability, and how your income, deposit and circumstances can affect how much you can borrow.
Should you fix your mortgage now or wait in the UK? This guide explains how mortgage rates work, the risks of waiting, and how to decide based on your situation in 2026.
UK mortgage rates are rising again in March 2026 despite the base rate holding. This update explains what’s driving changes and what it means for buyers and remortgages.
Case Study: Helping a First-Time Buyer Use a Gifted Deposit to Secure a Mortgage This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. For many first-time buyers, saving a deposit is one of the...
Designing the Perfect London Home: An In-Depth Interview with South West London Interior Designer Hannah Ashe Interior Design Advice for South West London Homeowners For many homeowners, buying a property is just the beginning. The real journey starts when you begin...
Find out what salary you may need for an £800k mortgage, how lenders assess affordability, and how your income, deposit and circumstances can affect how much you can borrow.
Why are mortgage rates going up in the UK even though the base rate hasn’t changed? This guide explains how swap rates, inflation expectations, and lender pricing affect mortgage rates, and what it means if you’re buying or remortgaging in 2026.
