All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Barclays has announced a series of rate reductions across its residential mortgage range, introducing multiple new sub-4% products, including a standout two-year fixed rate at 3.72%, one of the most competitive deals currently available from a high street lender. The...
Nationwide Building Society has experienced an enormous rush in demand for its Helping Hand mortgage, following its decision to raise its upper lending limit to six times salary, allowing thousands more first-time buyers to obtain their initial foot on the property...
The Mortgage Works (TMW) has launched a new range of HMO (House of Multiple Occupation) mortgage criteria, including Limited Company deals, competitive loan-to-values of up to 75%, and a choice of fees. The revamp provides more flexibility for landlords looking to...
TSB is increasing mortgage rates on its chosen 5-year fixed products from the 22nd of October 2025, a move that reflects heightened caution in the mortgage market as lenders respond to potential fiscal changes in the upcoming Autumn Budget. The rate changes will both...
Barclays has made a significant change to its mortgage affordability criteria, expanding the amount of bonus, overtime, and commission income that can be used in lending assessments. Under the new approach, Barclays will now include variable income up to four times a...
TSB has announced that its popular Early Repayment Charge (ERC)-free tracker mortgages are still available across both its residential and buy-to-let ranges, a rare and flexible option for UK borrowers in an uncertain interest-rate market. These tracker mortgage...
HSBC has announced a major policy change that’s set to help landlords across the country the introduction of top slicing for buy-to-let (BTL) mortgage applications. This new approach gives investors the ability to use personal income alongside rental income when...
Barclays has announced a big update to its lending criteria, increasing the maximum Loan-to-Value (LTV) to 90% for applicants who already own another residential property with an existing mortgage. Previously capped at 80% LTV, the new policy applies to both...
Suffolk Building Society has implemented a series of important reforms to its lending criteria, welcoming more and more UK borrowers to its products. This comes after enhancements to Joint Borrower Sole Proprietor (JBSP) mortgages, improved lending conditions for new...
Two of Britain's biggest lenders, Virgin Money and HSBC, both last week revealed mortgage rate increases, which will take effect this September. The increases affect a broad range of products in the purchase, remortgage, buy-to-let (BTL), and product transfer ranges...
TSB has released some refreshed rate changes across its range of mortgages today, including reductions in residential further borrowing mortgages, as part of the lender's strategy to improve affordability and meet customers' evolving needs. Here is what you need to...
HSBC has made notable changes to its policy for residential mortgage lending, with the most considerable reforms designed to make it simpler for first-time buyers (FTBs) to climb the ladder. From Monday the 1st of September 2025, the lender has increased FTB...
Accord Mortgages has made substantial criteria updates that will make more UK borrowers mortgage lending eligible, particularly foreign nationals without Indefinite Leave to Remain (ILR) and Universal Credit claimants. The changes show Accord's renowned 'common sense'...
Santander has announced rate changes on its residential, buy-to-let, and product transfer mortgage ranges, with most of the fixed rates increasing from tomorrow. There is one piece of positive news, however, for first-time buyers with a small reduction on 95% LTV...
NatWest is introducing a completely new standalone Additional Borrowing (ADBO) mortgage product, allowing homeowners across the UK to borrow more money against their home than ever before. This is a significant step forward for borrowers who need access to cash at...
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