The Bank of England raises rates to 4%, UK house prices fall and lenders adjust mortgage pricing. Read Oportfolio’s latest UK mortgage market update for 2–9 November 2026.
All the latest breaking UK mortgage and protection news, updated daily by industry experts.
UK Mortgage Market Update: Rates Near 6%, House Price Growth Slows and New First-Time Buyer Scheme – 2nd of November 2026
UK mortgage rates remain near 6%, house price growth slows to 0.5%, and a new first-time buyer scheme is confirmed. Here’s what borrowers need to know.
UK Mortgage Market Update: Inflation Rises and Mortgage Deals Change Faster – 26th of October 2026
UK inflation has risen to 3.5%, while mortgage deals are now changing after just 13 days on average. Discover the latest UK mortgage rate developments, lender changes and house price trends, and what they mean for buyers and homeowners approaching remortgage in our weekly update for the 26th of October 2026.
UK Mortgage Market Update: Rates, House Prices and Outlook – 19th of October 2026
Mortgage rates stabilised in mid-October as lenders introduced selective reductions and house price growth slowed. Discover what the latest UK mortgage market developments mean for you.
UK Mortgage Market Update – 12th of October 2026
Mortgage rates have finally shown signs of easing after weeks of increases. Santander, Halifax and Yorkshire Building Society have introduced selected reductions, with some fixed deals dropping below 5%. Here’s what changed between 5th and 12th of October 2026.
UK Mortgage Market Update – 5th of October 2026
UK mortgage rates increased again this week as mortgage approvals fell to their lowest level since 2023 and the housing market slowed. We look at the latest rates, lender changes and what they mean for buyers and homeowners.
UK Mortgage Market Update: 28th of September 2026
UK mortgage rates continued rising between the 21st and 28th of September, but not every lender followed the same direction. We examine the latest fixed rates, lender changes and what they mean for buyers and homeowners.
Could UK Interest Rates Rise Again? What HSBC’s Latest Economic Outlook Means for Mortgage Borrowers
Could UK interest rates rise again? We look at HSBC’s latest economic outlook, what could happen to Bank Rate and inflation, and what it could mean for mortgage borrowers in 2026 and 2027.
UK Mortgage Market Update – 21st of September 2026
UK mortgage rates rose sharply between the 14th and 21st of September despite the Bank of England holding Bank Rate at 3.75%. We look at the latest fixed rates, lender changes, house prices and what borrowers should watch next.
Precise Mortgages Criteria: New Interest-Only, LTV & Property Rules
Precise Mortgages has expanded its residential mortgage criteria, including interest-only lending up to 75% LTV, consideration of flats above 20 storeys and wider age and income eligibility. We explain what’s changed and who could benefit.
UK Mortgage Market Update – 14th of September 2026
UK mortgage rates continued to rise between the 7th and 14th of September 2026, but new data suggests buyer demand may be starting to improve. Here’s what changed this week and what borrowers should watch next.
UK Mortgage Market Update – 7th of September 2026
UK mortgage rates have started rising again as swap rates increase, while new data shows house prices falling annually for the first time since 2023. Here’s what changed between 31 August and 7 September 2026.
UK Mortgage Market Update – 1st of September 2026
UK house prices rose 1.6% annually in August while mortgage approvals fell to their lowest level since January 2024. We look at the latest mortgage rates, lender changes and what they mean for borrowers.
Virgin Money Highlights Interest-Only Mortgage Options for Borrowers
Virgin Money has highlighted its interest-only mortgage options, including borrowing up to 75% LTV and £1 million, alongside a range of accepted repayment strategies.
UK Mortgage Market Update – 24th of August 2026
Our latest UK mortgage market update covers 17th–24th August 2026, including mortgage-rate cuts, inflation, Bank of England expectations and the latest UK and London house-price data.