All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Precise Mortgages has expanded its residential mortgage criteria, including interest-only lending up to 75% LTV, consideration of flats above 20 storeys and wider age and income eligibility. We explain what’s changed and who could benefit.
UK mortgage rates continued to rise between the 7th and 14th of September 2026, but new data suggests buyer demand may be starting to improve. Here’s what changed this week and what borrowers should watch next.
UK mortgage rates have started rising again as swap rates increase, while new data shows house prices falling annually for the first time since 2023. Here’s what changed between 31 August and 7 September 2026.
Barclays Bank has announced a new wave of mortgage rate reductions, with some products falling below 4% for the first time in months. As of the 4th of March 2025, the bank has lowered rates across a range of mortgage products, including its Green Home five-year...
Fixed mortgage rates have fallen once again this week, with new sub-4% deals entering the market, according to Moneyfacts. However, despite these reductions, the average rates on two- and five-year fixed mortgages remained unchanged compared to the previous week. In...
Later life mortgage lending is on the rise in the UK, with more older borrowers securing mortgages than ever before. According to the latest UK Finance data, the number of mortgages taken out by older borrowers surged to 35,840 in Q4 2024, marking a significant 28.2%...
Hinckley & Rugby Building Society has unveiled a new Visa Buy-to-Let mortgage range, aiming to support skilled professionals, entrepreneurs, and investors on visas in purchasing or refinancing property in the UK. This initiative reflects the growing demand for...
Homebuyers and homeowners looking to secure a new mortgage deal could benefit from fresh cuts to Halifax and Clydesdale mortgage rates. Both lenders have announced reductions across a range of mortgage products, making borrowing slightly more affordable in an ever...
UK inflation has surged to 3% in January 2025, its highest level since March last year, according to the latest figures from the Office for National Statistics (ONS). This rise (unexpected or not) from December’s 2.5% reading is sending shockwaves through the economy,...
The number of first-time buyers in the UK saw a significant increase in 2024, with 341,068 people stepping onto the property ladder. This marks a 19% rise compared to 2023, according to the latest research from Halifax. First-time buyers made up 54% of all home...
Well Ladies and Gentlemen…it has finally happened! The UK mortgage market has taken an exciting turn as two major lenders, Santander and Barclays, introduce mortgage products with interest rates below 4%! This is something that we have all been waiting for as rates...
NatWest mortgages have this morning unveiled a series of rate reductions across their mortgage product offerings, set to take effect from the 12th of February 2025. The new changes are specifically for new business rates, existing customer deals, and additional...
The UK housing market kicked off 2025 on a high, with house prices increasing by 0.7% in January 2025, following a slight -0.2% dip in December, according to the latest Halifax House Price Index. The report reveals that the average property price now stands at a...
First-time buyers looking to get onto the property ladder with a minimal deposit have received a major boost, as Accord Mortgages has expanded its £5K Deposit Mortgage proposition to include flats. This enhancement makes it even easier for buyers to secure a home with...
A new study from specialist lender The Mortgage Lender (TML) has revealed that nearly four-fifths (79%) of non-traditional workers, including freelancers, self-employed individuals, and gig economy workers, have homeownership aspirations. Despite the rather tricky...
