All the latest breaking UK mortgage and protection news, updated daily by industry experts.
Significant reductions to Accord buy-t-let mortgage rates have been announced today, offering a fresh opportunity for landlords to secure more competitive deals in a tough rental market. Starting from Wednesday the 19th of March 2025, Accord will reduce rates on a...
In a message to mortgage advisors this morning, Nationwide Building Society has announced a series of updates to its lending criteria. These new changes directly impact Nationwide Foreign National Mortgages and Nationwide Interest Only Mortgage products. Historically...
HSBC UK has recently unveiled significant improvements to its buy-to-let (BTL) mortgage range, offering greater flexibility and borrowing power for landlords and property investors. The latest updates about HSBC buy-to-let mortgage products are an exciting development...
First-time buyers looking to get onto the property ladder with a minimal deposit have received a major boost, as Accord Mortgages has expanded its £5K Deposit Mortgage proposition to include flats. This enhancement makes it even easier for buyers to secure a home with...
A new study from specialist lender The Mortgage Lender (TML) has revealed that nearly four-fifths (79%) of non-traditional workers, including freelancers, self-employed individuals, and gig economy workers, have homeownership aspirations. Despite the rather tricky...
This morning, Accord Mortgages has announced rate cuts across both its residential and buy-to-let (BTL) mortgage products. The reductions, which take effect immediately, will likely improve affordability for a range of buyers, from first-time homeowners to seasoned...
Santander has announced a positive change for mortgage customers looking to move home, extending the period in which they can avoid Early Repayment Charges (ERCs) when switching to a new deal. From Monday the 3rd of February 2025, Santander will waive ERCs for...
NatWest has announced yet another round of mortgage rate increases, effective from the 31st January 2025 (This Friday). The changes, which impact a variety of mortgage products across its new business range, see rate hikes of between 0.02% and 0.11% on selected two-...
Barclays has today announced the expansion of its Joint Borrower Sole Proprietor (JBSP) Mortgage Boost range, designed specifically to help struggling first-time buyers to secure larger loans in today’s challenging housing market. It is no secret that first-time...
Specialist lender Precise Mortgages has expanded its bridging loan range by introducing a new developer exit product and reducing bridging loan rates by 0.07%. Bridging loans are a great alternative lending method for short term finance, and definitely something that...
Buy-to-let mortgage rates have been a focal point for landlords and property investors over the past year, with notable fluctuations influenced by economic events, swap rate markets, and broader financial pressures. Recent analysis by specialist lender Octane Capital...
The housing market in 2024 offered glimmers of hope for prospective buyers, with Nationwide Building Society’s latest Housing Affordability Report highlighting slight improvements in affordability. However, unfortunately beneath these modest gains lies a sobering...
In a fast-moving mortgage market, the latest developments from Principality Intermediaries and Metro Bank signal yet more turbulence for borrowers and brokers alike. Principality’s decision to withdraw several residential mortgage products and Metro Bank’s upcoming...
For the first time in three months, UK inflation has shown a modest dip, according to the latest figures from the Office of National Statistics (ONS). The Consumer Prices Index (CPI) rose by 2.5% in the year to December 2024, a slight reduction from November’s 2.6%....
Leeds Building Society has today introduced significant changes to its mortgage offerings for 2025, with updates affecting residential, affordable housing, Buy to Let (BTL), and holiday let products. The last few months have seen a lot of fluctuation and unpredictable...
If you have any questions about UK mortgage news or or anything you’ve read then please get in touch. We’d love to hear from you.
Join our mailing list and receive a link to our latest ebook, Understanding a Volatile Mortgage Market. 23 pages of practical insights to navigate the unpredictable mortgage landscape.