UK first-time buyer mortgages may become cheaper following a crucial suggestion by the Bank of England to ease current lending limits on increased loan-to-income ratios. In its latest Financial Stability Report, the Bank suggested providing lenders with more...

UK mortgage lender Nationwide has launched a fresh round of rate cuts on a range of fixed rate mortgage deals, providing a welcome boost for first-time buyers, remortgagers, and existing customers alike. New rates, launching tomorrow, will fall by up to 0.20% on...

The Mortgage Works (TMW), the specialist buy-to-let lending arm of Nationwide Building Society, has announced rate reductions across its buy-to-let mortgage range. From today, selected products for both new and existing customers will be lowered by up to 0.35%, with...

The UK remortgage market showed renewed momentum in May 2025, with fresh data revealing a 12% surge in instructions compared to April 2025, according to the latest LMS Monthly Remortgage Snapshot. This sharp increase points to growing consumer interest in remortgaging...

Nationwide Building Society has just announced a significant update that could open the door to homeownership for thousands of prospective buyers. From today, the lender is increasing the Loan-to-Value (LTV) limits on new build properties, providing a much-needed...

TSB has announced a series of rate reductions across its residential mortgage range, happening immediately and offering more competitive deals for first-time buyers, home movers, and those using shared ownership or shared equity schemes. In this article we will...

This summer we have seen UK house prices slashed, taking a significant turn in favour of buyers, according to the latest Summer Property Insights report from Barclays Bank. The research shows a clear yet surprising trend. Despite a red-hot start to the year driven by...

TSB Bank has announced a significant change to its mortgage lending criteria, increasing the maximum loan-to-income (LTI) multiple for self-employed applicants. From today, self-employed individuals seeking a mortgage may be eligible to borrow up to 5.5 times their...

The Mortgage Works (TMW), a leading Buy to Let lender, has today announced a reduction in affordability stress rates for individual landlords, making it easier for them to borrow more on selected mortgage applications. Changes To Buy-To-Let Mortgage Affordability...

Average mortgage rates in the UK have dipped again in June, though the declines are smaller than last month’s drops, according to the latest data from Moneyfacts. Meanwhile, product choice has decreased slightly, and the shelf-life of mortgage deals has shortened. In...

Big news from Halifax! In a somewhat unexpected move from one of the biggest lenders in the UK mortgage market, Halifax has just announced a major upgrade to its mortgage income criteria, making it easier for people with bonus income or NHS overtime to qualify for a...

Remortgagers and homebuyers need to act quickly as Santander has announced a blanket increase in its fixed rate mortgage ranges, effective on Tuesday the 27th of May 2025. These will apply to new business and product transfer mortgage rates across the board for home...