Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
What Is Contents Insurance & What Does It Cover?
What is contents insurance? Find out what home contents insurance covers, how much protection you may need and why it matters when buying a property or arranging a mortgage.
Does a Bigger Deposit Get You a Better Mortgage Rate?
A bigger deposit can help you access lower mortgage rates, but more isn’t always better. Learn how LTV bands affect mortgage pricing and when increasing your deposit could make a difference.
UK Mortgage Market Update – 7th of September 2026
UK mortgage rates have started rising again as swap rates increase, while new data shows house prices falling annually for the first time since 2023. Here’s what changed between 31 August and 7 September 2026.
Case Study: Securing a Mortgage Quickly to Meet a Tight Exchange Deadline
Case Study: Securing a Mortgage Quickly to Meet a Tight Exchange Deadline This mortgage case study is based on a real client scenario. Details have been simplified to protect client confidentiality. In competitive property markets like London, timing can be just as...
Mortgage Broker London: How to Find the Right Mortgage in 2026
Looking for a mortgage broker in London? Learn how brokers help you access more lenders, borrow more, and secure the right mortgage.
What Salary Do I Need for a £700k Mortgage in the UK?
To borrow £700,000, you would typically need a household income of around £155,556 if a lender offered 4.5 times your income. At 4 times income, you would need £175,000, while a lender willing to consider 5 times income could potentially lend £700,000 on an income of...
How Much Can I Borrow for a Mortgage in the UK in 2026?
Find out how much you can borrow for a mortgage in the UK based on income, deposit and lender affordability rules.
Nationwide Helping Hand Mortgage Explained: Borrow Up to 6× Income
Learn how the Nationwide Helping Hand mortgage works and how eligible first-time buyers may be able to borrow up to 6× income.
What Salary Do I Need for a £200k Mortgage in the UK?
Discover what salary you typically need for a £200k mortgage in the UK, including lender income multiples and affordability examples.
UK Mortgage Market Update – 16 March 2026
Weekly UK mortgage market update covering mortgage rates, interest rate expectations and housing market trends for March 2026.
Case Study: Helping a London Buyer Use Bonus Income to Secure Their Mortgage
Case study showing how a London buyer secured a mortgage using bonus income after their lender initially offered lower borrowing.
What Salary Do I Need for a £600k Mortgage in the UK?
To borrow £600,000, you would typically need a household income of around £133,333 if a lender offered 4.5 times your income. At 4 times income, you would need £150,000, while a lender willing to consider 5 times income could potentially lend £600,000 on an income of...
Teachers Building Society Expands Support for Unusual Property Mortgages
Teachers Building Society highlights mortgage criteria for unusual property types including annexes, basement flats and homes with land.
Mortgage Myths: First-Time Buyer Questions Answered by Property Experts
Buying your first home can feel like stepping into the unknown. With rising property prices, changing mortgage rates and complicated legal processes, many prospective buyers feel unsure about where to begin. To help clarify some of the most common concerns, Heidi...
UK Mortgage Market Update – 9 March 2026
UK Mortgage Market Update – 9 March 2026 This weekly UK mortgage market update explains what’s happening with mortgage rates, housing trends, and what it means for borrowers right now. The UK mortgage market saw some important developments this week as global economic...
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.