Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Does Having Investments Help You Get a Mortgage?
Can having investments improve your mortgage application? Learn how UK lenders assess investment portfolios, dividend income, ISAs and wealth when deciding how much you can borrow.
UK Mortgage Market Update – 27th of July 2026
The latest UK Mortgage Market Update covering 20th–27th July 2026, including mortgage rate changes, house price trends, Bank of England expectations and what borrowers should watch next.
How We Helped a Couple Buy Their First Home Using a Gifted Deposit
Learn how Oportfolio Mortgages helped first-time buyers purchase their dream home using a gifted deposit from family. Learn how the right lender, expert guidance and proactive communication helped make the mortgage process simple, stress-free and successful.
Why Now Could Be the Time to Buy in London
It’s been a turbulent couple of years for property buyers, but according to Santander’s recent market briefing, there’s reason to believe that 2025 could signal a turning point. In this blog, we will discuss interest rates, market confidence, lending improvements in...
London Property Market – Signs of Growth After a Challenging Year
The past year has been a story of two Londons, one of international prestige and one of everyday life. According to Santander’s latest market update, London’s property market has weathered a difficult 12 months, but there are encouraging signs that the tide may be...
Wandsworth New Builds: Wandsworth Mills and Riverside Living
If you’ve been searching for the perfect blend of modern London living, riverside charm, and long-term property potential, Wandsworth Mills might just be the place you’ve been waiting for. This stunning new development in Wandsworth by Berkeley Group is redefining...
6.5x Income Multiples for HSBC Premier Mortgage Customers
Latest news in the mortgage market is that HSBC has announced that it will now offer up to 6.5x income multiples on residential mortgages for its Premier banking clients, one of the most generous lending limits available from a major UK bank! In this article we will...
Barclays Mortgage Rates of 3.72% Launched
Barclays has announced a series of rate reductions across its residential mortgage range, introducing multiple new sub-4% products, including a standout two-year fixed rate at 3.72%, one of the most competitive deals currently available from a high street lender. The...
The Buy-To-Let Mistakes Every Landlord Should Avoid Making
Buying property to rent out can be an excellent way to build wealth, generate regular income, and secure your financial future. But becoming a successful landlord isn’t as simple as purchasing a property and finding tenants. The buy-to-let market is complex, and...
Nationwide’s 6x Income Mortgage Boosts First-Time Buyer Power
Nationwide Building Society has experienced an enormous rush in demand for its Helping Hand mortgage, following its decision to raise its upper lending limit to six times salary, allowing thousands more first-time buyers to obtain their initial foot on the property...
The Mortgage Works HMO Mortgage Criteria Explained
The Mortgage Works (TMW) has launched a new range of HMO (House of Multiple Occupation) mortgage criteria, including Limited Company deals, competitive loan-to-values of up to 75%, and a choice of fees. The revamp provides more flexibility for landlords looking to...
TSB Increases Mortgage Rates Ahead of November Budget
TSB is increasing mortgage rates on its chosen 5-year fixed products from the 22nd of October 2025, a move that reflects heightened caution in the mortgage market as lenders respond to potential fiscal changes in the upcoming Autumn Budget. The rate changes will both...
Santander for Intermediaries: How It Helps Our Clients
When it comes to securing the best possible mortgage for our clients, having access to exclusive products, flexible lending criteria, and dedicated broker support can make all the difference. That’s where Santander for Intermediaries comes in, one of the UK’s leading...
Luxury Property Rentals With a Curious Edge – An Interview With Curious Retreats
In just a few short years, Curious Retreats has become one of Suffolk’s most distinctive names in the luxury holiday rental space, combining the charm of handpicked properties with a genuine passion for hospitality. Founded by Tim Ripman and Tim Cook, the company has...
Barclays Boosts Mortgage Affordability With New Income Rules
Barclays has made a significant change to its mortgage affordability criteria, expanding the amount of bonus, overtime, and commission income that can be used in lending assessments. Under the new approach, Barclays will now include variable income up to four times a...
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