Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Helping An IT Consultant Secure A Mortgage Using Fixed-Term Contract Income
Discover how we helped an experienced IT consultant on a fixed-term contract secure a £540,000 mortgage by choosing a lender that understood contract-based employment.
Mistakes To Avoid When Buying Life Insurance
Buying life insurance? Learn about the most common life insurance mistakes and how to choose the right cover for your mortgage and your loved ones.
What Type of Life Insurance Do I Need?
Confused by the different types of life insurance? We explain the most common life insurance policies in the UK and help you choose the right cover for your mortgage and family.
Accord Makes Changes To Part and Part Mortgage Criteria
To streamline and enhance its lending practices, Accord Mortgages has announced significant updates to its Part and Part mortgage criteria. These new criteria changes apply to borrowers looking at Part and Part mortgage loans who intend to sell the property at the end...
We Saved Our Client £1,300 On His Remortgage Payments
In our latest case study, our client approached us seeking assistance in securing the best mortgage rate for his property as his fixed deal, which we had previously arranged for him, was nearing its end. Facing the prospect of transitioning to the lender’s standard...
Portfolio Landlord Mortgages
So you’ve owned a property for a while and decide to rent it out. This initial buy-to-let investment proves to be a profitable source of income for yourself, so you decide to get another. Soon you find that you are in the position to buy more, and more. You have now...
NatWest Switcher Offer Increases Mortgage Rates and Terms
We've just received an important update from NatWest regarding changes to their mortgage offerings for existing customers looking at switcher products. At the end of 2023 and in the first few weeks and months of 2024, lenders had been reducing rates like they were...
Skipton ‘Track Record Mortgage’ for Low House Deposit
Skipton Building Society has relaunched a popular mortgage product, the 'Track Record Mortgage'. Originally aimed at first-time potential borrowers looking for a low house deposit loan, Skipton has today announced that the product will now extend to both renting...
Santander New Build Mortgage With 95% LTVs
Santander has recently announced a significant expansion of its mortgage offerings, particularly targeting first-time buyers and those looking to invest in new build properties. On the 1st of March 2024, the bank unveiled a range of New Build 3-year fixed rate...
Nationwide Increases Maximum Remortgage Loan To Value
Nationwide Building Society has recently announced a significant enhancement to its remortgage options, offering homeowners greater flexibility and accessibility in refinancing their properties. The building society has raised the maximum loan-to-value (LTV) ratios...
Mortgage In Principle For First Time Buyer Helped Secure Million-Pound Home!
In Pimlico, Central London, where property prices soar and competition is fierce, one determined first-time buyer dared to dream big. With a hefty deposit and a six-figure salary, he set his sights on a coveted property listed at over £1,000,000. But in this cutthroat...
Options for First-Time Buyers in a Tough UK Mortgage Market
In a recent analysis by Mortgage Broker Tools (MBT) in collaboration with Pepper Money, disheartening statistics have emerged for first-time buyers in the UK. The data reveals a stark reality: the number of affordable options for first-time buyers plummeted by 40% in...
HSBC Mortgage Rates on the Rise
HSBC has announced adjustments to its residential and Buy to Let (BTL) mortgage product ranges effective from Friday the 23rd of February 2024. The changes, spanning different loan-to-value (LTV) ratios and fixed-rate terms, signal a trend of increasing rates among...
Does Your Insurance Cover You For 100% Of Malignant Cancers?
Facing a diagnosis of cancer is a daunting prospect, both emotionally and financially. While insurance can provide a safety net during such a challenging time, it's crucial to understand the extent of coverage offered, especially when it comes to malignant cancers. In...
Children’s Critical Illness Cover
In today's unpredictable world, being financially resilient is paramount, especially when it comes to safeguarding the well-being of your family. While conversations about financial security often revolve around protecting oneself or a partner against serious...
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.