Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
NatWest Buy-To-Let Mortgage Rates Come Down 0.60%
NatWest buy-to-let mortgage products have been hit by some significant rate reductions this morning, giving a boost to both current and aspiring buy-to-let landlord investors. Over the last few years the buy-to-let market has taken a bit of a beating to put it...
Santander Mortgage Rates Below 4% Announced
This morning Santander joined the bandwagon of UK mortgage lenders dropping their rates below 4%, which is fantastic to see! The new Santander mortgage rates below 4% announced today stretch across their entire mortgage range and are likely to encourage a lot more...
New TSB Mortgage Rate Reductions Announced
Today, new TSB mortgage rate reductions have been announced, the latest of many UK mortgage lender's reducing their product rates as stability returns to the mortgage market. Over the last few weeks we have sensationally seen many of the UK's mortgage lenders,...
Santander Mortgage Offer Extension Coming To An End
In a new year message sent out to all registered mortgage brokers in the first week of January, Santander gave a round-up of how they have supported brokers and borrowers with their mortgage applications in 2022. Last year was a difficult year in the UK for many...
House Growth Slowed At End Of 2022
Now that we are into our first week of 2023, lenders, estate agents, solicitors, mortgage brokers and other property professionals are starting to release data that they have collected throughout the year. 2022 was a very challenging year for property...in fact, the...
Buying A House In Cash vs A Mortgage
Owning a property outright with no mortgage is a dream for a lot of people. Most people who buy property in the UK, for residential purposes or for investment purposes such as buy-to-lets, will need to take out a mortgage loan. With the average price of a property in...
House Purchases Up 12%. Good Sign For 2023?
In a time where doom and gloom dominates the headlines and all anyone seems to want to talk about is how badly damaged the UK economy is, this update from HMRC this week almost made me quite literally jump for joy. You would have to be living under a rock to not know...
Could I Be In Negative Equity With A 95% Mortgage?
This week it was announced by the UK government that the 95% mortgage guarantee scheme would continue to be rolled our for a further 12-months after a successful 20 month run since April 2021 and helping an estimated 24,000 low deposit buyers to secure a mortgage....
Broker Says…Unsure What To Do With Your Mortgage?
Today is the first blog in our new series 'Broker Says'. In this blog our senior mortgage and protection advisor Jade Pinkerton discusses the topic "Are you unsure what to do with your mortgage?". Millions of people across the country are mortgage owners and that...
New 95% Mortgage Scheme Announced
A new 95% mortgage scheme for new build homes has been announced. The scheme will be a collaboration between Country Durham based intermediary The Darlington Building Society and Own New and will focus on helping new build buyers purchase with as little at 5% deposit...
Forces Help To Buy Is Here To Stay
The UK government have announced that the armed forces help to buy scheme will be made a permanent fixture in the UK property purchase market after 8 successful years. The scheme, which was introduced in 2014, was initially going to be a 3 year pilot scheme. But as...
New Years Resolution? Get Financially Organised.
And so 2022 has come to an end. This year has been an incredibly tough year for many people. The UK has seen a financial crisis and a cost of living crisis, not experienced for years, and even the more financially stable people have had to look at their finances to...
People Regret Not Taking Cancer Cover
In November 2022, British TV presenter and personality Jonnie Irwin revealed to the world that he had sadly been diagnosed with terminal lung cancer. Jonnie had been a staple of British television for the last 18 years, most famously as the host of Channel 4's A Place...
Meet Jessica Parkinson From Rose Capital Property Consultancy
This month Oportfolio Mortgages spoke to Jessica Parkinson, founder & managing director of Rose Capital Property Consultancy. Rose Capital Property Consultancy is an independent high-end London property consultancy that operates across all areas of residential...
How Does A Bridging Loan Work?
Through our website and through google, we often find people asking questions like "How does a bridge loan work?", "What is bridging finance?", "How much is a bridging loan?" and "Where can I get a bridge loan?". For anyone looking for temporary short-term lending,...
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