Mortgage News, Insights & Advice

All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio

House Growth Slowed At End Of 2022

House Growth Slowed At End Of 2022

Now that we are into our first week of 2023, lenders, estate agents, solicitors, mortgage brokers and other property professionals are starting to release data that they have collected throughout the year. 2022 was a very challenging year for property...in fact, the...

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Buying A House In Cash vs A Mortgage

Buying A House In Cash vs A Mortgage

Owning a property outright with no mortgage is a dream for a lot of people. Most people who buy property in the UK, for residential purposes or for investment purposes such as buy-to-lets, will need to take out a mortgage loan. With the average price of a property in...

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New 95% Mortgage Scheme Announced

New 95% Mortgage Scheme Announced

A new 95% mortgage scheme for new build homes has been announced. The scheme will be a collaboration between Country Durham based intermediary The Darlington Building Society and Own New and will focus on helping new build buyers purchase with as little at 5% deposit...

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Forces Help To Buy Is Here To Stay

Forces Help To Buy Is Here To Stay

The UK government have announced that the armed forces help to buy scheme will be made a permanent fixture in the UK property purchase market after 8 successful years. The scheme, which was introduced in 2014, was initially going to be a 3 year pilot scheme. But as...

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People Regret Not Taking Cancer Cover

People Regret Not Taking Cancer Cover

In November 2022, British TV presenter and personality Jonnie Irwin revealed to the world that he had sadly been diagnosed with terminal lung cancer. Jonnie had been a staple of British television for the last 18 years, most famously as the host of Channel 4's A Place...

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How Does A Bridging Loan Work?

How Does A Bridging Loan Work?

Through our website and through google, we often find people asking questions like "How does a bridge loan work?", "What is bridging finance?", "How much is a bridging loan?" and "Where can I get a bridge loan?". For anyone looking for temporary short-term lending,...

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