Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio
Lowest UK Mortgage Rates – October 2026
See the lowest UK mortgage rates available in October 2026, including two and five-year fixed deals, remortgage rates and mortgage rates for borrowers with 5% and 10% deposits.
Can You Get A Mortgage If You Have Cancer?
Can you get a mortgage if you have cancer? We explain how lenders assess applications, whether cancer affects mortgage approval and the support available to homeowners.
UK Mortgage Market Update – 29th June 2026
Our weekly UK mortgage market update covers the latest mortgage rate changes, lender news and property market developments for the week ending 29 June 2026.
Could There Be A £300 Per Month Mortgage Grant?
In recent months, we have seen a steep increase in mortgage rates with lenders across the board. Although it seems that the dust has now settled and many banks and building societies are now bringing their rates back down slowly, the impact of the rate rises is...
UK House Prices Fall
As predicted by us here at Oportfolio and by economists and property finance specialists, the UK has seen house prices fall significantly in the last month. This drop in prices comes after the disastrous announcement of the 'mini-budget' last month by the former...
Should I Keep My Rental Properties In A Recession?
Being based in London has allowed us to help a large variety of different buyers over the years. From first-time purchasers buying their first nest to property developers needing a loan to construct large multi-unit apartment buildings. One of our specialties in the...
Base Rate Rises To 3%
Today the Bank of England announced that they will be increasing their base rate to 3%. The recent and quite frequent base rate rises that have happened over the last few months have had a huge impact on spending and saving across the country. Where will rates go...
Skipton Building Society Cuts Mortgage Rates
Another big hitter mortgage lender Skipton Building Society have announced that they are bringing down their interest rates. This change to rates from Skipton is just one of many rate reductions happening, after a gigantic rate rise over the last couple of months....
Amazing Properties For Sale In Putney
We love being based in Putney, Southwest London. It has been our home for years, and we have helped thousands of people purchase property in Putney over the years. Being close to the river and well connected with tube stations, rail stations and regular buses, Putney...
What Does A Mortgage Administrator Do?
What Is A Mortgage Administrator? Most people know or are at least somewhat aware of what a mortgage advisor is and does, it's pretty self-explanatory and when people start looking for a new mortgage, getting the right mortgage advisor is at the top of their priority...
Mortgage Approval Decreasing
The Bank of England have released figures over the last couple of days that show mortgage approval has decreased significantly in recent months since the cost-of-living crisis and rate increases. The Bank, which controls interest rates and the price of borrowing in...
The End Of Help To Buy
And just like that, one of the UK's most successful house purchase schemes has come to an end. The help to buy scheme, which has helped people purchase their dream new build house for almost 10 years has finally finished. In this article we will take a look...
Large Mortgage Loan Offered By Newcastle Building Society
The building society, based in Newcastle Upon Tyne, announced yesterday that they would be making a triumphant return to the lending market with two new exclusive large mortgage loan products. The announcement comes only a month after the building society pulled all...
What Is A Mortgage Illustration?
A mortgage illustration explains the key features and costs of a mortgage you’re considering. Learn what it contains, how it differs from a mortgage offer and what happens after you receive one.
What Is Bridging Finance?
For anyone looking for temporary short-term lending, perhaps bridging finance could be for you. Bridging finance is a great solution for people who need a quick, temporary cash injection but don't want to have to take out a conventional long-term mortgage. In this...
We're Here to Help
If you have any questions about UK mortgage news or anything you’ve read then please get in touch. We’d love to hear from you.