Mortgage News, Insights & Advice
All the latest UK mortgage news, insights and advice from the world of mortgage lending and Oportfolio

BM Solutions Expands Buy-to-Let Portfolio Mortgage Criteria
Today, BM Solutions (part of Lloyds Banking Group) has announced significant changes to their buy-to-let (BTL) and let-to-buy (LTB) mortgage criteria. From tomorrow (Friday the 29th of November) landlords will have greater borrowing flexibility, providing them with...

Barclays And Bank of Ireland Lead UK Mortgage Rate Reductions
In a potential sign of a bit of market stability, Barclays and Bank of Ireland have both announced significant reductions in their fixed mortgage rates, a few weeks after the UK Government unveiled its latest budget. This comes after a turbulent few months and lets be...

In Conversation With Ashley Filby From Insight Financial Associates
Welcome to our latest interview with Ashley Filby, an Independent Financial Planner at Insight Financial Associates. Insight is renowned for providing tailored financial solutions that help all kinds of clients with all kinds of financial advice needs. With a wealth...
What do I need for my mortgage application?
Many people find the prospect of a mortgage application to be a source of stress, and although that’s understandable because a dream move is often riding on a successful outcome, it doesn’t necessarily need to be the anxious time that people expect. There are two key...
Is it time to review your personal finances?
The ongoing coronavirus crisis continues to put pressure on family income as the true impact of the Government’s social distancing strategy is felt around the UK. There are a number of schemes that have been launched to help businesses, those in full-time employment...
Are you making these common life insurance mistakes?
One of the key things we need to do when we take on a big financial commitment like a mortgage is to make plans for a time when you or your family might not be able to meet the repayments. Usually, that means taking out one or more of three different insurance...
Start making plans now to move in 2020
As we wave farewell to a year that has, by all sorts of measures, been pretty momentous, and usher in the third decade of the millennia, it’s time to start thinking about that house move in 2020 you’ve been planning. One of the mistakes people can make when it comes...
Can I force my mortgage lender to give me a better deal?
There has been a lot of change in the mortgage market over the last decade, with tighter controls over lending criteria, more scrutiny around affordability and interest rates tumbling to record lows. But one question we get asked a lot is: can I force my mortgage...
What type of life insurance do I need?
If you’re one of the 8.5 million British adults with a family who should have a life insurance policy but don’t, then now is the right time to be looking at your options. Life insurance should be a vital part of your financial planning. Chosen well, it gives you and...
What does the election mean for my mortgage?
One of the most common concerns for any homeowner at any given time is likely to be what happens to interest rates. It’s an issue that has come into sharper focus since the EU referendum was held 41 months ago. In a week’s time, the UK will go to the polls for the...
Do I need life insurance?
We all know that life can be expensive and most of us are busy trying to cut our costs rather than increase them, but there’s one additional expense that you should seriously consider adding to your monthly outgoings. If you have a family or there are others who...
What Does A Falling Housing Market Mean?
If recent media reports are to be believed, the ongoing political uncertainty is having a significant impact on the London housing market. According to the latest price index from estate agency portal Right Move, the impasse on Brexit has shaved £13,000 off the...
My fixed mortgage deal is ending. What should I do?
There are a few times every year when a letter from one of your insurance providers will drop through your door to notify you that your fixed mortgage deal is ending and notifying you of your new premium for the coming year. The chances that these letters will...
How can I help my children get onto the housing ladder?
As parents, we always want to use our experience, knowledge and resources to help our children to succeed in life – and that doesn’t change whether they’re 5 or 25. A lot of the time, it’s easy to provide help that makes a difference, whether it’s in teaching life...
Are you getting the best finance advice for your needs?
The world we live in is increasingly on-demand and technology has made it possible for us as consumers to easily get what we need from multiple sources. Personal finance advice and products are no different. But is that the best way to make important financial...
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