Holiday Let Mortgage Broker
Looking for a rental property in your favourite UK holiday destination? Speak to a holiday let mortgage broker to find out your options
A holiday buy-to-let mortgage can be a great business venture for any aspiring landlord with return on investment often very profitable
We at Oportfolio know how to get the best holiday let mortgages on the market. The first step in getting any kind of UK holiday let mortgage is to identify where you’re looking to purchase and what the demand will be for a property in the area from potential renters.
Coastal towns are always a popular choice however you may opt for a quiet little retreat in the countryside instead. It’s entirely up to you but we at Oportfolio will be there to give you some guidance and any recommendations you might need including tips and things to look out for with different lenders holiday let mortgage criteria.
What to expect with holiday let mortgages
As you might expect, mortgages for holiday lets are treated slightly different to standard buy to let mortgages by lenders. With standard BTLs mortgage lenders are generally concerned with the rental income coming in and the deposit you put down however, with holiday lets mortgages they are much more concerned with the area that the property is in, the current value of the property and its potential for value growth among other things associated with the holiday lets profitability.
Holiday lets mortgages are frequently personally underwritten rather than just being assessed electronically. This will allow the underwriter to get to know you and your case and provide some personalised criteria decisions if the lending proposition is good quality.
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At Oportfolio, we love inspiring people and helping you to achieve your dreams - buying your own home, making the most of your existing finances, or investing in other properties.
We can help you find the right mortgage because our standing in the London market allows us to get access to the most competitive rates from a multitude of lenders.
To find out more, we invite you to download our latest brochure.
Bespoke mortgage for holiday let
Oportfolio’s brokers often look after clients who are searching for their perfect holiday let so we are no strangers to the process. With years of experience in the UK buy to let/holiday let market, we will help guide you every step of the way from searching for your property right up until your first fantastic guests move in.
We strive for the highest standards of client care and are committed to offering tailored mortgage, insurance and personal protection policies that match the unique aspirations of every single client.
